First Northwest Bancorp (FNWB) vs United Bancorp (UBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Northwest Bancorp (FNWB) has outperformed United Bancorp (UBCP) over the past year, gaining 22.9% versus a gain of 9.4%. Over five years, UBCP leads with a -4.0% price change compared with -44.5% for FNWB. First Northwest Bancorp is the larger company by market cap ($93.7 million vs $85.1 million), about 1.1 times the size.
On valuation, United Bancorp trades at a lower forward P/E (9.2x vs 19.7x for First Northwest Bancorp). United Bancorp pays a dividend yielding 5.15%, while First Northwest Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNWB | UBCP |
|---|---|---|
| Share price | $9.85 | $14.85 |
| Market cap | $93.69M | $85.14M |
| 1-day change | +1.44% | +2.38% |
| YTD return | +3.52% | +1.05% |
| 1-year return | +22.91% | +9.43% |
| 5-year return | -44.55% | -3.97% |
| P/E ratio (TTM) | 57.94 | 10.76 |
| Forward P/E | 19.70 | 9.16 |
| EPS (TTM) | $0.17 | $1.38 |
| Dividend yield | 0.00% | 5.15% |
| Annual dividend | $0.00 | $0.765 |
| 52-week high | $12.52 | $17.34 |
| 52-week low | $7.76 | $12.55 |
| Distance from 52-week high | -21.33% | -14.39% |
| Analyst consensus | none | none |
| Avg. price target upside | +52.28% | +34.73% |
| Average volume | 26.69K | 5.78K |
| Shares outstanding | 9.51M | 5.74M |
| Employees | 242 | 125 |
| Sector | Finance | Finance |
| Industry | Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FNWB has outperformed UBCP by 13.5 percentage points over the past year.
- First Northwest Bancorp trades at a higher earnings multiple (57.9x vs 10.8x trailing P/E).
- United Bancorp offers a meaningfully higher dividend yield (5.15% vs 0.00%).
About First Northwest Bancorp
FNWB stock →First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in the United States. The company accepts various deposit instruments, such as checking, money market deposit, savings, and transaction accounts, as well as certificates of deposits.
Finance · Banks · 242 employees
About United Bancorp
UBCP stock →United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.
Finance · Major Banks · 125 employees
FNWB vs UBCP FAQ
Which is bigger, First Northwest Bancorp or United Bancorp?
First Northwest Bancorp (FNWB) is larger, with a market capitalization of $93.69M compared with $85.14M for United Bancorp (UBCP).
Which stock has performed better over the past year, FNWB or UBCP?
FNWB returned +22.91% over the past 12 months, compared with +9.43% for UBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNWB or UBCP?
UBCP has the lower trailing P/E at 10.8, versus 57.9 for FNWB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Northwest Bancorp or United Bancorp?
United Bancorp pays a dividend yielding 5.15%, while First Northwest Bancorp does not currently pay a regular dividend.
Are First Northwest Bancorp and United Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Banks for First Northwest Bancorp and Major Banks for United Bancorp.