Finward Bancorp (FNWD) vs Union Bankshares (UNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Finward Bancorp (FNWD) has outperformed Union Bankshares (UNB) over the past year, gaining 30.3% versus a loss of 8.4%. Over five years, FNWD leads with a -0.7% price change compared with -29.0% for UNB. Finward Bancorp is the larger company by market cap ($178.3 million vs $113.3 million), about 1.6 times the size.
On valuation, Union Bankshares trades at a lower trailing P/E (8.8x vs 18.1x for Finward Bancorp). Union Bankshares offers the higher dividend yield (6.29% vs 1.17%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNWD | UNB |
|---|---|---|
| Share price | $41.17 | $22.90 |
| Market cap | $178.30M | $113.26M |
| 1-day change | -1.13% | -0.43% |
| YTD return | +18.33% | -3.08% |
| 1-year return | +30.29% | -8.37% |
| 5-year return | -0.74% | -29.01% |
| P/E ratio (TTM) | 18.14 | 8.84 |
| Forward P/E | 13.15 | — |
| EPS (TTM) | $2.27 | $2.59 |
| Dividend yield | 1.17% | 6.29% |
| Annual dividend | $0.48 | $1.44 |
| 52-week high | $45.90 | $26.41 |
| 52-week low | $30.05 | $20.65 |
| Distance from 52-week high | -10.31% | -13.29% |
| Analyst consensus | none | — |
| Avg. price target upside | -7.70% | — |
| Average volume | 16.53K | 5.67K |
| Shares outstanding | 4.33M | 4.95M |
| Employees | 296 | 195 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FNWD has outperformed UNB by 38.7 percentage points over the past year.
- Finward Bancorp trades at a higher earnings multiple (18.1x vs 8.8x trailing P/E).
- Union Bankshares offers a meaningfully higher dividend yield (6.29% vs 1.17%).
About Finward Bancorp
FNWD stock →Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans.
Finance · Savings Institutions · 296 employees
About Union Bankshares
UNB stock →Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
Finance · Major Banks · 195 employees
FNWD vs UNB FAQ
Which is bigger, Finward Bancorp or Union Bankshares?
Finward Bancorp (FNWD) is larger, with a market capitalization of $178.30M compared with $113.26M for Union Bankshares (UNB).
Which stock has performed better over the past year, FNWD or UNB?
FNWD returned +30.29% over the past 12 months, compared with -8.37% for UNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNWD or UNB?
UNB has the lower trailing P/E at 8.8, versus 18.1 for FNWD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Finward Bancorp or Union Bankshares?
Union Bankshares has the higher yield at 6.29%, compared with 1.17% for Finward Bancorp.
Are Finward Bancorp and Union Bankshares in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Finward Bancorp and Major Banks for Union Bankshares.