Five Star Bancorp (FSBC) vs Horizon Bancorp (HBNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Five Star Bancorp (FSBC) has outperformed Horizon Bancorp (HBNC) over the past year, gaining 35.4% versus a gain of 20.7%. Over five years, FSBC leads with a +70.2% price change compared with +7.4% for HBNC. Five Star Bancorp is the larger company by market cap ($1.04 billion vs $988.9 million), about 1.1 times the size.
On valuation, Horizon Bancorp trades at a lower forward P/E (8.6x vs 11.5x for Five Star Bancorp). Horizon Bancorp offers the higher dividend yield (3.32% vs 2.24%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FSBC | HBNC |
|---|---|---|
| Share price | $42.48 | $19.26 |
| Market cap | $1.04B | $988.90M |
| 1-day change | -0.54% | -1.23% |
| YTD return | +19.37% | +14.98% |
| 1-year return | +35.37% | +20.67% |
| 5-year return | +70.23% | +7.44% |
| P/E ratio (TTM) | 12.57 | — |
| Forward P/E | 11.52 | 8.60 |
| EPS (TTM) | $3.38 | $-2.99 |
| Dividend yield | 2.24% | 3.32% |
| Annual dividend | $0.95 | $0.64 |
| 52-week high | $50.26 | $21.04 |
| 52-week low | $30.68 | $14.97 |
| Distance from 52-week high | -15.48% | -8.46% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +21.94% | +19.94% |
| Average volume | 193.71K | 592.48K |
| Shares outstanding | 24.54M | 51.34M |
| Employees | 233 | 465 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FSBC has outperformed HBNC by 14.7 percentage points over the past year.
- Horizon Bancorp offers a meaningfully higher dividend yield (3.32% vs 2.24%).
About Five Star Bancorp
FSBC stock →Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits.
Finance · Major Banks · 233 employees
About Horizon Bancorp
HBNC stock →Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States.
Finance · Major Banks · 465 employees
FSBC vs HBNC FAQ
Which is bigger, Five Star Bancorp or Horizon Bancorp?
Five Star Bancorp (FSBC) is larger, with a market capitalization of $1.04B compared with $988.90M for Horizon Bancorp (HBNC).
Which stock has performed better over the past year, FSBC or HBNC?
FSBC returned +35.37% over the past 12 months, compared with +20.67% for HBNC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Five Star Bancorp or Horizon Bancorp?
Horizon Bancorp has the higher yield at 3.32%, compared with 2.24% for Five Star Bancorp.
Are Five Star Bancorp and Horizon Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.