Horizon Bancorp (HBNC) vs MetroCity Bankshares (MCBS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
MetroCity Bankshares (MCBS) has outperformed Horizon Bancorp (HBNC) over the past year, gaining 28.6% versus a gain of 19.0%. Over five years, MCBS leads with a +60.7% price change compared with +6.2% for HBNC. MetroCity Bankshares is the larger company by market cap ($992.2 million vs $985.6 million), about 1.0 times the size.
On valuation, Horizon Bancorp trades at a lower forward P/E (8.6x vs 10.5x for MetroCity Bankshares). Horizon Bancorp offers the higher dividend yield (3.33% vs 3.02%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HBNC | MCBS |
|---|---|---|
| Share price | $19.20 | $34.47 |
| Market cap | $985.56M | $992.22M |
| 1-day change | -0.44% | -0.25% |
| YTD return | +13.68% | +30.22% |
| 1-year return | +19.01% | +28.62% |
| 5-year return | +6.23% | +60.74% |
| P/E ratio (TTM) | — | 11.97 |
| Forward P/E | 8.57 | 10.54 |
| EPS (TTM) | $-2.99 | $2.88 |
| Dividend yield | 3.33% | 3.02% |
| Annual dividend | $0.64 | $1.04 |
| 52-week high | $21.04 | $37.46 |
| 52-week low | $14.97 | $24.53 |
| Distance from 52-week high | -8.77% | -7.97% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +20.34% | +10.23% |
| Average volume | 589.21K | 79.41K |
| Shares outstanding | 51.34M | 28.78M |
| Employees | 465 | 317 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Horizon Bancorp
HBNC stock →Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States.
Finance · Major Banks · 465 employees
About MetroCity Bankshares
MCBS stock →MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.
Finance · Major Banks · 317 employees
HBNC vs MCBS FAQ
Which is bigger, Horizon Bancorp or MetroCity Bankshares?
MetroCity Bankshares (MCBS) is larger, with a market capitalization of $992.22M compared with $985.56M for Horizon Bancorp (HBNC).
Which stock has performed better over the past year, HBNC or MCBS?
MCBS returned +28.62% over the past 12 months, compared with +19.01% for HBNC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Horizon Bancorp or MetroCity Bankshares?
Horizon Bancorp has the higher yield at 3.33%, compared with 3.02% for MetroCity Bankshares.
Are Horizon Bancorp and MetroCity Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.