Fulton Financial (FULT) vs International Bancshares (IBOC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Fulton Financial (FULT) has outperformed International Bancshares (IBOC) over the past year, gaining 19.3% versus a loss of 0.1%. Over five years, IBOC leads with a +63.2% price change compared with +37.4% for FULT. International Bancshares is the larger company by market cap ($4.24 billion vs $4.21 billion), about 1.0 times the size.
On valuation, International Bancshares trades at a lower trailing P/E (10.3x vs 10.6x for Fulton Financial). Fulton Financial offers the higher dividend yield (3.40% vs 2.10%). Fulton Financial converts more of its revenue into profit, with a net margin of 141.5% versus 49.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FULT | IBOC |
|---|---|---|
| Share price | $22.08 | $68.11 |
| Market cap | $4.21B | $4.24B |
| 1-day change | -1.45% | -1.20% |
| YTD return | +14.20% | +2.51% |
| 1-year return | +19.26% | -0.12% |
| 5-year return | +37.37% | +63.22% |
| P/E ratio (TTM) | 10.61 | 10.27 |
| Forward P/E | 9.26 | — |
| EPS (TTM) | $2.08 | $6.63 |
| Dividend yield | 3.40% | 2.10% |
| Annual dividend | $0.75 | $1.43 |
| Revenue (latest FY) | $276.77M | $842.17M |
| Revenue growth (YoY) | -6.50% | +1.02% |
| Net income (latest FY) | $391.61M | $412.29M |
| Net margin | 141.49% | 48.96% |
| 52-week high | $25.23 | $78.46 |
| 52-week low | $16.60 | $63.20 |
| Distance from 52-week high | -12.50% | -13.19% |
| Analyst consensus | buy | none |
| Avg. price target upside | +19.68% | +27.73% |
| Average volume | 1.69M | 331.73K |
| Shares outstanding | 190.91M | 62.19M |
| Employees | 3,400 | 2,126 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FULT has outperformed IBOC by 19.4 percentage points over the past year.
- Fulton Financial offers a meaningfully higher dividend yield (3.40% vs 2.10%).
- Fulton Financial is more profitable, keeping 141.5 cents of every revenue dollar as net income versus 49.0 cents for International Bancshares.
- International Bancshares grew revenue faster in its latest fiscal year (+1.02% vs -6.50%).
About Fulton Financial
FULT stock →Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit.
Finance · Major Banks · 3,400 employees
About International Bancshares
IBOC stock →International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans.
Finance · Major Banks · 2,126 employees
FULT vs IBOC FAQ
Which is bigger, Fulton Financial or International Bancshares?
International Bancshares (IBOC) is larger, with a market capitalization of $4.24B compared with $4.21B for Fulton Financial (FULT).
Which stock has performed better over the past year, FULT or IBOC?
FULT returned +19.26% over the past 12 months, compared with -0.12% for IBOC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FULT or IBOC?
IBOC has the lower trailing P/E at 10.3, versus 10.6 for FULT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Fulton Financial or International Bancshares?
Fulton Financial has the higher yield at 3.40%, compared with 2.10% for International Bancshares.
Are Fulton Financial and International Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.