Cathay General Bancorp (CATY) vs International Bancshares (IBOC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Cathay General Bancorp (CATY) has outperformed International Bancshares (IBOC) over the past year, gaining 20.9% versus a loss of 0.1%. Over five years, IBOC leads with a +63.2% price change compared with +44.3% for CATY. International Bancshares is the larger company by market cap ($4.24 billion vs $3.94 billion), about 1.1 times the size, while Cathay General Bancorp is growing revenue faster (+2.9% vs +1.0%).
On valuation, International Bancshares trades at a lower trailing P/E (10.3x vs 11.5x for Cathay General Bancorp). Cathay General Bancorp offers the higher dividend yield (2.50% vs 2.10%). Cathay General Bancorp converts more of its revenue into profit, with a net margin of 585.8% versus 49.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CATY | IBOC |
|---|---|---|
| Share price | $59.11 | $68.11 |
| Market cap | $3.94B | $4.24B |
| 1-day change | -1.75% | -1.20% |
| YTD return | +22.15% | +2.51% |
| 1-year return | +20.90% | -0.12% |
| 5-year return | +44.28% | +63.22% |
| P/E ratio (TTM) | 11.54 | 10.27 |
| Forward P/E | 9.94 | — |
| EPS (TTM) | $5.12 | $6.63 |
| Dividend yield | 2.50% | 2.10% |
| Annual dividend | $1.48 | $1.43 |
| Revenue (latest FY) | $53.79M | $842.17M |
| Revenue growth (YoY) | +2.93% | +1.02% |
| Net income (latest FY) | $315.12M | $412.29M |
| Net margin | 585.81% | 48.96% |
| 52-week high | $65.26 | $78.46 |
| 52-week low | $44.57 | $63.20 |
| Distance from 52-week high | -9.42% | -13.19% |
| Analyst consensus | hold | none |
| Avg. price target upside | +9.96% | +27.73% |
| Average volume | 464.90K | 331.73K |
| Shares outstanding | 66.71M | 62.19M |
| Employees | 1,268 | 2,126 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CATY has outperformed IBOC by 21.0 percentage points over the past year.
- Cathay General Bancorp is more profitable, keeping 585.8 cents of every revenue dollar as net income versus 49.0 cents for International Bancshares.
About Cathay General Bancorp
CATY stock →Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans.
Finance · Major Banks · 1,268 employees
About International Bancshares
IBOC stock →International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans.
Finance · Major Banks · 2,126 employees
CATY vs IBOC FAQ
Which is bigger, Cathay General Bancorp or International Bancshares?
International Bancshares (IBOC) is larger, with a market capitalization of $4.24B compared with $3.94B for Cathay General Bancorp (CATY).
Which stock has performed better over the past year, CATY or IBOC?
CATY returned +20.90% over the past 12 months, compared with -0.12% for IBOC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CATY or IBOC?
IBOC has the lower trailing P/E at 10.3, versus 11.5 for CATY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cathay General Bancorp or International Bancshares?
Cathay General Bancorp has the higher yield at 2.50%, compared with 2.10% for International Bancshares.
Are Cathay General Bancorp and International Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.