First BanCorp. New (FBP) vs International Bancshares (IBOC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First BanCorp. New (FBP) has outperformed International Bancshares (IBOC) over the past year, gaining 23.6% versus a gain of 0.8%. Over five years, FBP leads with a +98.7% price change compared with +63.9% for IBOC. International Bancshares is the larger company by market cap ($4.25 billion vs $4.07 billion), about 1.0 times the size, while First BanCorp. New is growing revenue faster (+2.4% vs +1.0%).
On valuation, International Bancshares trades at a lower trailing P/E (10.3x vs 11.2x for First BanCorp. New). First BanCorp. New offers the higher dividend yield (2.85% vs 2.09%). International Bancshares converts more of its revenue into profit, with a net margin of 49.0% versus 27.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBP | IBOC |
|---|---|---|
| Share price | $26.67 | $68.40 |
| Market cap | $4.07B | $4.25B |
| 1-day change | +0.83% | +0.43% |
| YTD return | +28.65% | +2.95% |
| 1-year return | +23.64% | +0.77% |
| 5-year return | +98.73% | +63.91% |
| P/E ratio (TTM) | 11.21 | 10.32 |
| Forward P/E | 10.34 | — |
| EPS (TTM) | $2.38 | $6.63 |
| Dividend yield | 2.85% | 2.09% |
| Annual dividend | $0.76 | $1.43 |
| Revenue (latest FY) | $1.26B | $842.17M |
| Revenue growth (YoY) | +2.38% | +1.02% |
| Net income (latest FY) | $344.87M | $412.29M |
| Net margin | 27.48% | 48.96% |
| 52-week high | $29.88 | $78.46 |
| 52-week low | $19.16 | $63.20 |
| Distance from 52-week high | -10.74% | -12.82% |
| Analyst consensus | buy | none |
| Avg. price target upside | +18.37% | +27.19% |
| Average volume | 1.38M | 333.46K |
| Shares outstanding | 152.67M | 62.19M |
| Employees | 3,218 | 2,126 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBP has outperformed IBOC by 22.9 percentage points over the past year.
- International Bancshares is more profitable, keeping 49.0 cents of every revenue dollar as net income versus 27.5 cents for First BanCorp. New.
About First BanCorp. New
FBP stock →First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers.
Finance · Major Banks · 3,218 employees
About International Bancshares
IBOC stock →International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans.
Finance · Major Banks · 2,126 employees
FBP vs IBOC FAQ
Which is bigger, First BanCorp. New or International Bancshares?
International Bancshares (IBOC) is larger, with a market capitalization of $4.25B compared with $4.07B for First BanCorp. New (FBP).
Which stock has performed better over the past year, FBP or IBOC?
FBP returned +23.64% over the past 12 months, compared with +0.77% for IBOC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBP or IBOC?
IBOC has the lower trailing P/E at 10.3, versus 11.2 for FBP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First BanCorp. New or International Bancshares?
First BanCorp. New has the higher yield at 2.85%, compared with 2.09% for International Bancshares.
Are First BanCorp. New and International Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.