First National (FXNC) vs Richmond Mutual Bancorporation (RMBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
First National (FXNC) has outperformed Richmond Mutual Bancorporation (RMBI) over the past year, gaining 31.8% versus a gain of 9.2%. Over five years, FXNC leads with a +30.0% price change compared with -0.5% for RMBI. First National is the larger company by market cap ($266.4 million vs $245.7 million), about 1.1 times the size.
On valuation, First National trades at a lower trailing P/E (12.3x vs 12.6x for Richmond Mutual Bancorporation). Richmond Mutual Bancorporation offers the higher dividend yield (3.92% vs 2.26%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FXNC | RMBI |
|---|---|---|
| Share price | $29.46 | $15.32 |
| Market cap | $266.40M | $245.70M |
| 1-day change | -1.70% | -0.26% |
| YTD return | +16.72% | +9.12% |
| 1-year return | +31.81% | +9.19% |
| 5-year return | +29.95% | -0.52% |
| P/E ratio (TTM) | 12.27 | 12.56 |
| Forward P/E | 11.45 | — |
| EPS (TTM) | $2.40 | $1.22 |
| Dividend yield | 2.26% | 3.92% |
| Annual dividend | $0.665 | $0.60 |
| 52-week high | $33.24 | $16.59 |
| 52-week low | $21.59 | $12.77 |
| Distance from 52-week high | -11.37% | -7.66% |
| Analyst consensus | none | — |
| Avg. price target upside | +10.32% | — |
| Average volume | 30.50K | 86.28K |
| Shares outstanding | 9.04M | 16.04M |
| Employees | 308 | 174 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FXNC has outperformed RMBI by 22.6 percentage points over the past year.
- Richmond Mutual Bancorporation offers a meaningfully higher dividend yield (3.92% vs 2.26%).
About First National
FXNC stock →First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions.
Finance · Major Banks · 308 employees
About Richmond Mutual Bancorporation
RMBI stock →Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services.
Finance · Major Banks · 174 employees
FXNC vs RMBI FAQ
Which is bigger, First National or Richmond Mutual Bancorporation?
First National (FXNC) is larger, with a market capitalization of $266.40M compared with $245.70M for Richmond Mutual Bancorporation (RMBI).
Which stock has performed better over the past year, FXNC or RMBI?
FXNC returned +31.81% over the past 12 months, compared with +9.19% for RMBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FXNC or RMBI?
FXNC has the lower trailing P/E at 12.3, versus 12.6 for RMBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First National or Richmond Mutual Bancorporation?
Richmond Mutual Bancorporation has the higher yield at 3.92%, compared with 2.26% for First National.
Are First National and Richmond Mutual Bancorporation in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.