Eagle Financial Services (EFSI) vs First National (FXNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
First National (FXNC) has outperformed Eagle Financial Services (EFSI) over the past year, gaining 30.9% versus a gain of 22.5%. Over five years, EFSI leads with a +35.3% price change compared with +30.3% for FXNC. First National is the larger company by market cap ($267.0 million vs $246.7 million), about 1.1 times the size.
On valuation, First National trades at a lower forward P/E (11.5x vs 13.6x for Eagle Financial Services). Eagle Financial Services offers the higher dividend yield (2.72% vs 2.25%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSI | FXNC |
|---|---|---|
| Share price | $45.58 | $29.53 |
| Market cap | $246.66M | $267.03M |
| 1-day change | -0.39% | -1.73% |
| YTD return | +14.52% | +17.00% |
| 1-year return | +22.53% | +30.90% |
| 5-year return | +35.25% | +30.26% |
| P/E ratio (TTM) | 13.10 | 12.30 |
| Forward P/E | 13.57 | 11.48 |
| EPS (TTM) | $3.48 | $2.40 |
| Dividend yield | 2.72% | 2.25% |
| Annual dividend | $1.24 | $0.665 |
| 52-week high | $48.17 | $33.24 |
| 52-week low | $31.44 | $21.59 |
| Distance from 52-week high | -5.38% | -11.16% |
| Average volume | 52.62K | 31.17K |
| Shares outstanding | 5.41M | 9.04M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
EFSI vs FXNC FAQ
Which is bigger, Eagle Financial Services or First National?
First National (FXNC) is larger, with a market capitalization of $267.03M compared with $246.66M for Eagle Financial Services (EFSI).
Which stock has performed better over the past year, EFSI or FXNC?
FXNC returned +30.90% over the past 12 months, compared with +22.53% for EFSI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSI or FXNC?
FXNC has the lower trailing P/E at 12.3, versus 13.1 for EFSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eagle Financial Services or First National?
Eagle Financial Services has the higher yield at 2.72%, compared with 2.25% for First National.
Are Eagle Financial Services and First National in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.