Gladstone Investment Business Development (GAIN) vs Velocity Financial (VEL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Gladstone Investment Business Development (GAIN) has outperformed Velocity Financial (VEL) over the past year, gaining 13.7% versus a loss of 18.3%. Over five years, VEL leads with a +18.2% price change compared with +3.9% for GAIN. On valuation, Velocity Financial trades at a lower forward P/E (4.8x vs 15.1x for Gladstone Investment Business Development).
Gladstone Investment Business Development pays a dividend yielding 6.28%, while Velocity Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GAIN | VEL |
|---|---|---|
| Share price | $15.29 | $14.59 |
| Market cap | — | $576.03M |
| 1-day change | 0.00% | -1.02% |
| YTD return | +9.45% | -29.00% |
| 1-year return | +13.68% | -18.34% |
| 5-year return | +3.94% | +18.20% |
| P/E ratio (TTM) | 3.63 | 5.31 |
| Forward P/E | 15.06 | 4.81 |
| EPS (TTM) | $4.21 | $2.75 |
| Dividend yield | 6.28% | 0.00% |
| Annual dividend | $0.96 | $0.00 |
| 52-week high | $17.14 | $21.40 |
| 52-week low | $13.11 | $14.18 |
| Distance from 52-week high | -10.79% | -31.81% |
| Analyst consensus | none | hold |
| Avg. price target upside | +11.18% | +42.77% |
| Average volume | 180.54K | 139.65K |
| Shares outstanding | — | 39.48M |
| Employees | — | 364 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GAIN has outperformed VEL by 32.0 percentage points over the past year.
- Velocity Financial trades at a higher earnings multiple (5.3x vs 3.6x trailing P/E).
- Gladstone Investment Business Development offers a meaningfully higher dividend yield (6.28% vs 0.00%).
About Gladstone Investment Business Development
GAIN stock →Gladstone Investment Corporation is business development company, specializes in lower middle market, mature stage, buyouts; refinancing existing debt; senior debt securities such as senior loans, senior term loans, lines of credit, and senior notes; senior subordinated debt securities such as senior subordinated loans and senior subordinated notes; junior subordinated debt securities such as subordinated notes and mezzanine loans; limited liability company interests, and warrants or options. The fund does not invest in start-ups.
Finance · Finance: Consumer Services
About Velocity Financial
VEL stock →Velocity Financial, Inc. operates as a real estate finance company in the United States.
Finance · Finance: Consumer Services · 364 employees
GAIN vs VEL FAQ
Which stock has performed better over the past year, GAIN or VEL?
GAIN returned +13.68% over the past 12 months, compared with -18.34% for VEL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GAIN or VEL?
GAIN has the lower trailing P/E at 3.6, versus 5.3 for VEL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Gladstone Investment Business Development or Velocity Financial?
Gladstone Investment Business Development pays a dividend yielding 6.28%, while Velocity Financial does not currently pay a regular dividend.
Are Gladstone Investment Business Development and Velocity Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.