MetaCap

Home Bancorp (HBCP) vs Southern Missouri Bancorp (SMBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Southern Missouri Bancorp (SMBC) has outperformed Home Bancorp (HBCP) over the past year, gaining 36.1% versus a gain of 22.5%. Over five years, HBCP leads with a +68.9% price change compared with +50.5% for SMBC. Southern Missouri Bancorp is the larger company by market cap ($769.5 million vs $519.2 million), about 1.5 times the size.

On valuation, Southern Missouri Bancorp trades at a lower forward P/E (10.2x vs 10.4x for Home Bancorp). Home Bancorp offers the higher dividend yield (1.85% vs 1.43%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

HBCP+22.50%SMBC+36.06%
+54%+21%-12%
Oct 8, 20251 yearOct 8, 2026
HBCP+67.42%SMBC+51.36%
+86%+24%-39%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

HBCP versus SMBC key metrics
MetricHBCPSMBC
Share price$65.96$69.87
Market cap$519.15M$769.50M
1-day change-1.11%-2.24%
YTD return+15.40%+20.89%
1-year return+22.50%+36.06%
5-year return+68.86%+50.49%
P/E ratio (TTM)11.0310.87
Forward P/E10.4310.15
EPS (TTM)$5.98$6.43
Dividend yield1.85%1.43%
Annual dividend$1.22$1.00
52-week high$74.50$79.86
52-week low$50.54$47.60
Distance from 52-week high-11.46%-12.51%
Analyst consensusnonehold
Avg. price target upside+10.67%+14.78%
Average volume84.59K90.60K
Shares outstanding7.87M11.01M
Employees486711
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SMBC has outperformed HBCP by 13.6 percentage points over the past year.

About Home Bancorp

HBCP stock →

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States.

Finance · Banks · 486 employees

About Southern Missouri Bancorp

SMBC stock →

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.

Finance · Banks · 711 employees

HBCP vs SMBC FAQ

Which is bigger, Home Bancorp or Southern Missouri Bancorp?

Southern Missouri Bancorp (SMBC) is larger, with a market capitalization of $769.50M compared with $519.15M for Home Bancorp (HBCP).

Which stock has performed better over the past year, HBCP or SMBC?

SMBC returned +36.06% over the past 12 months, compared with +22.50% for HBCP (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, HBCP or SMBC?

SMBC has the lower trailing P/E at 10.9, versus 11.0 for HBCP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Home Bancorp or Southern Missouri Bancorp?

Home Bancorp has the higher yield at 1.85%, compared with 1.43% for Southern Missouri Bancorp.

Are Home Bancorp and Southern Missouri Bancorp in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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