HCI Group (HCI) vs Skyward Specialty Insurance Group (SKWD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Skyward Specialty Insurance Group (SKWD) has outperformed HCI Group (HCI) over the past year, gaining 19.9% versus a gain of 2.6%. Skyward Specialty Insurance Group is the larger company by market cap ($2.59 billion vs $2.38 billion), about 1.1 times the size. On valuation, HCI Group trades at a lower forward P/E (9.6x vs 10.5x for Skyward Specialty Insurance Group).
HCI Group pays a dividend yielding 0.83%, while Skyward Specialty Insurance Group does not currently pay one. HCI Group converts more of its revenue into profit, with a net margin of 33.2% versus 12.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HCI | SKWD |
|---|---|---|
| Share price | $191.69 | $58.32 |
| Market cap | $2.38B | $2.59B |
| 1-day change | -0.34% | -1.67% |
| YTD return | 0.00% | +14.11% |
| 1-year return | +2.65% | +19.93% |
| 5-year return | +55.29% | — |
| P/E ratio (TTM) | 8.29 | 13.75 |
| Forward P/E | 9.58 | 10.54 |
| EPS (TTM) | $23.12 | $4.24 |
| Dividend yield | 0.83% | 0.00% |
| Annual dividend | $1.60 | $0.00 |
| Revenue (latest FY) | $900.95M | $1.42B |
| Revenue growth (YoY) | +20.12% | +23.16% |
| Net income (latest FY) | $299.00M | $170.03M |
| Net margin | 33.19% | 12.00% |
| 52-week high | $210.50 | $65.69 |
| 52-week low | $144.75 | $40.60 |
| Distance from 52-week high | -8.94% | -11.22% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +26.07% | +20.80% |
| Average volume | 161.57K | 447.96K |
| Shares outstanding | 12.44M | 44.40M |
| Employees | 594 | 611 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SKWD has outperformed HCI by 17.3 percentage points over the past year.
- Skyward Specialty Insurance Group trades at a higher earnings multiple (13.8x vs 8.3x trailing P/E).
- HCI Group is more profitable, keeping 33.2 cents of every revenue dollar as net income versus 12.0 cents for Skyward Specialty Insurance Group.
About HCI Group
HCI stock →HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Finance · Property-Casualty Insurers · 594 employees
About Skyward Specialty Insurance Group
SKWD stock →Skyward Specialty Insurance Group, Inc., an insurance holding company, provides commercial property and casualty insurance coverages in the United States. It offers general liability, excess liability, and professional liability, as well as cyber and media liability insurance; commercial auto, group accident and health, property, agriculture, credit, and surety and workers' compensation; and property, agriculture, and credit specialty reinsurance.
Finance · Property-Casualty Insurers · 611 employees
HCI vs SKWD FAQ
Which is bigger, HCI Group or Skyward Specialty Insurance Group?
Skyward Specialty Insurance Group (SKWD) is larger, with a market capitalization of $2.59B compared with $2.38B for HCI Group (HCI).
Which stock has performed better over the past year, HCI or SKWD?
SKWD returned +19.93% over the past 12 months, compared with +2.65% for HCI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HCI or SKWD?
HCI has the lower trailing P/E at 8.3, versus 13.8 for SKWD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HCI Group or Skyward Specialty Insurance Group?
HCI Group pays a dividend yielding 0.83%, while Skyward Specialty Insurance Group does not currently pay a regular dividend.
Are HCI Group and Skyward Specialty Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.