MetaCap

HCI Group (HCI) vs SiriusPoint (SPNT)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

SiriusPoint (SPNT) has outperformed HCI Group (HCI) over the past year, gaining 36.7% versus a loss of 1.2%. Over five years, SPNT leads with a +165.7% price change compared with +55.8% for HCI. SiriusPoint is the larger company by market cap ($2.91 billion vs $2.39 billion), about 1.2 times the size.

On valuation, SiriusPoint trades at a lower forward P/E (9.0x vs 9.9x for HCI Group). HCI Group pays a dividend yielding 0.83%, while SiriusPoint does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

HCI-1.22%SPNT+36.70%
+47%+10%-27%
Oct 8, 20251 yearOct 8, 2026
HCI+45.48%SPNT+165.99%
+182%+46%-90%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

HCI versus SPNT key metrics
MetricHCISPNT
Share price$192.35$25.03
Market cap$2.39B$2.91B
1-day change+3.01%+1.67%
YTD return+0.34%+14.34%
1-year return-1.22%+36.70%
5-year return+55.82%+165.71%
P/E ratio (TTM)8.296.17
Forward P/E9.889.03
EPS (TTM)$23.20$4.06
Dividend yield0.83%0.00%
Annual dividend$1.60$0.00
Revenue (latest FY)—$3.21B
Revenue growth (YoY)—+23.09%
Net income (latest FY)—$459.60M
Net margin—14.34%
52-week high$210.50$26.50
52-week low$144.75$17.39
Distance from 52-week high-8.62%-5.55%
Analyst consensusbuybuy
Avg. price target upside+25.64%+14.86%
Average volume160.60K794.70K
Shares outstanding12.44M116.17M
Employees5941,037
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SPNT has outperformed HCI by 37.9 percentage points over the past year.
  • HCI Group trades at a higher earnings multiple (8.3x vs 6.2x trailing P/E).

About HCI Group

HCI stock →

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.

Finance · Property-Casualty Insurers · 594 employees

About SiriusPoint

SPNT stock →

SiriusPoint Ltd. provides multi-line reinsurance and insurance products and services worldwide.

Finance · Property-Casualty Insurers · 1,037 employees

HCI vs SPNT FAQ

Which is bigger, HCI Group or SiriusPoint?

SiriusPoint (SPNT) is larger, with a market capitalization of $2.91B compared with $2.39B for HCI Group (HCI).

Which stock has performed better over the past year, HCI or SPNT?

SPNT returned +36.70% over the past 12 months, compared with -1.22% for HCI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, HCI or SPNT?

SPNT has the lower trailing P/E at 6.2, versus 8.3 for HCI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, HCI Group or SiriusPoint?

HCI Group pays a dividend yielding 0.83%, while SiriusPoint does not currently pay a regular dividend.

Are HCI Group and SiriusPoint in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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