HCI Group (HCI) vs Pelagos Insurance Capital (PLGO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Pelagos Insurance Capital (PLGO) has outperformed HCI Group (HCI) over the past year, gaining 31.0% versus a loss of 1.2%. HCI Group is the larger company by market cap ($2.39 billion vs $2.02 billion), about 1.2 times the size. On valuation, Pelagos Insurance Capital trades at a lower forward P/E (6.3x vs 9.9x for HCI Group).
Pelagos Insurance Capital offers the higher dividend yield (2.45% vs 0.83%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HCI | PLGO |
|---|---|---|
| Share price | $192.35 | $24.45 |
| Market cap | $2.39B | $2.02B |
| 1-day change | +3.01% | +2.69% |
| YTD return | +0.34% | +24.94% |
| 1-year return | -1.22% | +30.96% |
| 5-year return | +55.82% | — |
| P/E ratio (TTM) | 8.29 | 6.01 |
| Forward P/E | 9.88 | 6.27 |
| EPS (TTM) | $23.20 | $4.07 |
| Dividend yield | 0.83% | 2.45% |
| Annual dividend | $1.60 | $0.60 |
| 52-week high | $210.50 | $26.34 |
| 52-week low | $144.75 | $17.58 |
| Distance from 52-week high | -8.62% | -7.18% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +25.64% | +2.94% |
| Average volume | 160.82K | 442.00K |
| Shares outstanding | 12.44M | 82.73M |
| Employees | 594 | 108 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PLGO has outperformed HCI by 32.2 percentage points over the past year.
- HCI Group trades at a higher earnings multiple (8.3x vs 6.0x trailing P/E).
- Pelagos Insurance Capital offers a meaningfully higher dividend yield (2.45% vs 0.83%).
About HCI Group
HCI stock →HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Finance · Property-Casualty Insurers · 594 employees
About Pelagos Insurance Capital
PLGO stock →Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance.
Finance · Property-Casualty Insurers · 108 employees
HCI vs PLGO FAQ
Which is bigger, HCI Group or Pelagos Insurance Capital?
HCI Group (HCI) is larger, with a market capitalization of $2.39B compared with $2.02B for Pelagos Insurance Capital (PLGO).
Which stock has performed better over the past year, HCI or PLGO?
PLGO returned +30.96% over the past 12 months, compared with -1.22% for HCI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HCI or PLGO?
PLGO has the lower trailing P/E at 6.0, versus 8.3 for HCI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HCI Group or Pelagos Insurance Capital?
Pelagos Insurance Capital has the higher yield at 2.45%, compared with 0.83% for HCI Group.
Are HCI Group and Pelagos Insurance Capital in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.