Home Federal Bancorp of Louisiana (HFBL) vs United Bancorp (UBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Home Federal Bancorp of Louisiana (HFBL) has outperformed United Bancorp (UBCP) over the past year, gaining 69.2% versus a gain of 9.4%. Over five years, HFBL leads with a +30.6% price change compared with -4.0% for UBCP. United Bancorp is the larger company by market cap ($85.1 million vs $73.2 million), about 1.2 times the size.
On valuation, United Bancorp trades at a lower trailing P/E (10.8x vs 12.0x for Home Federal Bancorp of Louisiana). United Bancorp offers the higher dividend yield (5.15% vs 2.24%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HFBL | UBCP |
|---|---|---|
| Share price | $24.16 | $14.85 |
| Market cap | $73.22M | $85.14M |
| 1-day change | 0.00% | +2.38% |
| YTD return | +34.22% | +1.05% |
| 1-year return | +69.19% | +9.43% |
| 5-year return | +30.59% | -3.97% |
| P/E ratio (TTM) | 11.96 | 10.76 |
| Forward P/E | — | 9.16 |
| EPS (TTM) | $2.02 | $1.38 |
| Dividend yield | 2.24% | 5.15% |
| Annual dividend | $0.54 | $0.765 |
| 52-week high | $28.00 | $17.34 |
| 52-week low | $14.00 | $12.55 |
| Distance from 52-week high | -13.71% | -14.39% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +34.73% |
| Average volume | 2.10K | 5.78K |
| Shares outstanding | 3.03M | 5.74M |
| Employees | 72 | 125 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HFBL has outperformed UBCP by 59.8 percentage points over the past year.
- United Bancorp offers a meaningfully higher dividend yield (5.15% vs 2.24%).
About Home Federal Bancorp of Louisiana
HFBL stock →Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana.
Finance · Savings Institutions · 72 employees
About United Bancorp
UBCP stock →United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.
Finance · Major Banks · 125 employees
HFBL vs UBCP FAQ
Which is bigger, Home Federal Bancorp of Louisiana or United Bancorp?
United Bancorp (UBCP) is larger, with a market capitalization of $85.14M compared with $73.22M for Home Federal Bancorp of Louisiana (HFBL).
Which stock has performed better over the past year, HFBL or UBCP?
HFBL returned +69.19% over the past 12 months, compared with +9.43% for UBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HFBL or UBCP?
UBCP has the lower trailing P/E at 10.8, versus 12.0 for HFBL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Home Federal Bancorp of Louisiana or United Bancorp?
United Bancorp has the higher yield at 5.15%, compared with 2.24% for Home Federal Bancorp of Louisiana.
Are Home Federal Bancorp of Louisiana and United Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Home Federal Bancorp of Louisiana and Major Banks for United Bancorp.