Heritage Financial (HFWA) vs Mid Penn Bancorp (MPB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Mid Penn Bancorp (MPB) has outperformed Heritage Financial (HFWA) over the past year, gaining 27.8% versus a gain of 15.3%. Over five years, MPB leads with a +26.6% price change compared with +9.5% for HFWA. Heritage Financial is the larger company by market cap ($1.11 billion vs $904.5 million), about 1.2 times the size, while Mid Penn Bancorp is growing revenue faster (+26.1% vs +13.5%).
On valuation, Mid Penn Bancorp trades at a lower forward P/E (9.2x vs 10.3x for Heritage Financial). Heritage Financial offers the higher dividend yield (3.53% vs 2.49%). Heritage Financial converts more of its revenue into profit, with a net margin of 27.4% versus 24.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HFWA | MPB |
|---|---|---|
| Share price | $27.16 | $35.70 |
| Market cap | $1.11B | $904.47M |
| 1-day change | -1.49% | -1.30% |
| YTD return | +14.84% | +15.09% |
| 1-year return | +15.33% | +27.77% |
| 5-year return | +9.52% | +26.55% |
| P/E ratio (TTM) | 12.93 | 12.61 |
| Forward P/E | 10.31 | 9.25 |
| EPS (TTM) | $2.10 | $2.83 |
| Dividend yield | 3.53% | 2.49% |
| Annual dividend | $0.96 | $0.89 |
| Revenue (latest FY) | $246.14M | $225.94M |
| Revenue growth (YoY) | +13.51% | +26.11% |
| Net income (latest FY) | $67.53M | $56.25M |
| Net margin | 27.44% | 24.90% |
| 52-week high | $31.25 | $39.15 |
| 52-week low | $21.32 | $26.56 |
| Distance from 52-week high | -13.09% | -8.81% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.29% | +14.85% |
| Average volume | 404.22K | 121.63K |
| Shares outstanding | 40.92M | 25.34M |
| Employees | 976 | 721 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MPB has outperformed HFWA by 12.4 percentage points over the past year.
- Heritage Financial offers a meaningfully higher dividend yield (3.53% vs 2.49%).
- Mid Penn Bancorp grew revenue faster in its latest fiscal year (+26.11% vs +13.51%).
About Heritage Financial
HFWA stock →Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
Financial Services · Banks - Regional · 976 employees
About Mid Penn Bancorp
MPB stock →Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, institutional clients, partnerships, non-profit organizations, businesses, and corporations in Pennsylvania and New Jersey, the United States.
Financial Services · Banks - Regional · 721 employees
HFWA vs MPB FAQ
Which is bigger, Heritage Financial or Mid Penn Bancorp?
Heritage Financial (HFWA) is larger, with a market capitalization of $1.11B compared with $904.47M for Mid Penn Bancorp (MPB).
Which stock has performed better over the past year, HFWA or MPB?
MPB returned +27.77% over the past 12 months, compared with +15.33% for HFWA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HFWA or MPB?
MPB has the lower trailing P/E at 12.6, versus 12.9 for HFWA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Heritage Financial or Mid Penn Bancorp?
Heritage Financial has the higher yield at 3.53%, compared with 2.49% for Mid Penn Bancorp.
Are Heritage Financial and Mid Penn Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.