Mid Penn Bancorp (MPB) vs River City Bank (RCBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
River City Bank (RCBC) has outperformed Mid Penn Bancorp (MPB) over the past year, gaining 42.1% versus a gain of 27.8%. Over five years, RCBC leads with a +96.4% price change compared with +26.6% for MPB. Mid Penn Bancorp is the larger company by market cap ($904.5 million vs $769.4 million), about 1.2 times the size.
On valuation, Mid Penn Bancorp trades at a lower forward P/E (9.2x vs 11.0x for River City Bank). Mid Penn Bancorp offers the higher dividend yield (2.49% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MPB | RCBC |
|---|---|---|
| Share price | $35.70 | $54.98 |
| Market cap | $904.47M | $769.44M |
| 1-day change | -1.30% | +0.51% |
| YTD return | +15.09% | +25.30% |
| 1-year return | +27.77% | +42.07% |
| 5-year return | +26.55% | +96.36% |
| P/E ratio (TTM) | 12.61 | 11.62 |
| Forward P/E | 9.25 | 11.04 |
| EPS (TTM) | $2.83 | $4.73 |
| Dividend yield | 2.49% | 0.35% |
| Annual dividend | $0.89 | $0.19 |
| Revenue (latest FY) | $225.94M | — |
| Revenue growth (YoY) | +26.11% | — |
| Net income (latest FY) | $56.25M | — |
| Net margin | 24.90% | — |
| 52-week high | $39.15 | $55.77 |
| 52-week low | $26.56 | $38.20 |
| Distance from 52-week high | -8.81% | -1.42% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +14.85% | +1.86% |
| Average volume | 121.63K | 60.12K |
| Shares outstanding | 25.34M | 13.99M |
| Employees | 721 | — |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RCBC has outperformed MPB by 14.3 percentage points over the past year.
- Mid Penn Bancorp offers a meaningfully higher dividend yield (2.49% vs 0.35%).
About Mid Penn Bancorp
MPB stock →Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, institutional clients, partnerships, non-profit organizations, businesses, and corporations in Pennsylvania and New Jersey, the United States.
Financial Services · Banks - Regional · 721 employees
About River City Bank
RCBC stock →River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts.
Financial Services · Banks - Regional
MPB vs RCBC FAQ
Which is bigger, Mid Penn Bancorp or River City Bank?
Mid Penn Bancorp (MPB) is larger, with a market capitalization of $904.47M compared with $769.44M for River City Bank (RCBC).
Which stock has performed better over the past year, MPB or RCBC?
RCBC returned +42.07% over the past 12 months, compared with +27.77% for MPB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MPB or RCBC?
RCBC has the lower trailing P/E at 11.6, versus 12.6 for MPB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Mid Penn Bancorp or River City Bank?
Mid Penn Bancorp has the higher yield at 2.49%, compared with 0.35% for River City Bank.
Are Mid Penn Bancorp and River City Bank in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.