Hagerty (HGTY) vs RLI (RLI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 11, 2026.
Summary
Hagerty (HGTY) has outperformed RLI (RLI) over the past year, gaining 21.6% versus a loss of 11.9%. Over five years, HGTY leads with a +41.5% price change compared with +7.8% for RLI. RLI is the larger company by market cap ($5.11 billion vs $4.88 billion), about 1.0 times the size, while Hagerty is growing revenue faster (+17.3% vs +6.3%).
On valuation, RLI trades at a lower forward P/E (20.7x vs 24.3x for Hagerty). RLI pays a dividend yielding 1.18%, while Hagerty does not currently pay one. RLI converts more of its revenue into profit, with a net margin of 21.4% versus 10.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HGTY | RLI |
|---|---|---|
| Share price | $14.21 | $55.71 |
| Market cap | $4.88B | $5.11B |
| 1-day change | +0.07% | -1.05% |
| YTD return | +5.73% | -12.93% |
| 1-year return | +21.56% | -11.89% |
| 5-year return | +41.53% | +7.82% |
| P/E ratio (TTM) | 129.18 | 11.70 |
| Forward P/E | 24.27 | 20.67 |
| EPS (TTM) | $0.11 | $4.76 |
| Dividend yield | 0.00% | 1.18% |
| Annual dividend | $0.00 | $0.66 |
| Revenue (latest FY) | $1.46B | $1.88B |
| Revenue growth (YoY) | +17.31% | +6.33% |
| Net income (latest FY) | $149.22M | $403.34M |
| Net margin | 10.25% | 21.43% |
| 52-week high | $14.36 | $67.12 |
| 52-week low | $9.36 | $47.26 |
| Distance from 52-week high | -1.04% | -17.00% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +2.04% | +5.91% |
| Average volume | 346.18K | 756.01K |
| Shares outstanding | 111.32M | 91.77M |
| Employees | 1,891 | 1,193 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HGTY has outperformed RLI by 33.4 percentage points over the past year.
- Hagerty trades at a higher earnings multiple (129.2x vs 11.7x trailing P/E).
- RLI offers a meaningfully higher dividend yield (1.18% vs 0.00%).
- RLI is more profitable, keeping 21.4 cents of every revenue dollar as net income versus 10.2 cents for Hagerty.
- Hagerty grew revenue faster in its latest fiscal year (+17.31% vs +6.33%).
About Hagerty
HGTY stock →Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom.
Finance · Specialty Insurers · 1,891 employees
About RLI
RLI stock →RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products.
Finance · Property-Casualty Insurers · 1,193 employees
HGTY vs RLI FAQ
Which is bigger, Hagerty or RLI?
RLI (RLI) is larger, with a market capitalization of $5.11B compared with $4.88B for Hagerty (HGTY).
Which stock has performed better over the past year, HGTY or RLI?
HGTY returned +21.56% over the past 12 months, compared with -11.89% for RLI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HGTY or RLI?
RLI has the lower trailing P/E at 11.7, versus 129.2 for HGTY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Hagerty or RLI?
RLI pays a dividend yielding 1.18%, while Hagerty does not currently pay a regular dividend.
Are Hagerty and RLI in the same industry?
Both are in the Finance sector, but in different industries: Specialty Insurers for Hagerty and Property-Casualty Insurers for RLI.