Enact (ACT) vs Hagerty (HGTY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Enact (ACT) has outperformed Hagerty (HGTY) over the past year, gaining 27.6% versus a gain of 17.0%. Over five years, ACT leads with a +112.5% price change compared with +38.7% for HGTY. Enact is the larger company by market cap ($6.41 billion vs $4.88 billion), about 1.3 times the size, while Hagerty is growing revenue faster (+17.3% vs +2.8%).
On valuation, Enact trades at a lower forward P/E (9.2x vs 24.3x for Hagerty). Enact pays a dividend yielding 1.87%, while Hagerty does not currently pay one. Enact converts more of its revenue into profit, with a net margin of 54.6% versus 10.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACT | HGTY |
|---|---|---|
| Share price | $46.64 | $14.20 |
| Market cap | $6.41B | $4.88B |
| 1-day change | +1.79% | +1.94% |
| YTD return | +15.59% | +3.65% |
| 1-year return | +27.60% | +16.96% |
| 5-year return | +112.52% | +38.75% |
| P/E ratio (TTM) | 9.84 | 129.09 |
| Forward P/E | 9.23 | 24.26 |
| EPS (TTM) | $4.74 | $0.11 |
| Dividend yield | 1.87% | 0.00% |
| Annual dividend | $0.87 | $0.00 |
| Revenue (latest FY) | $1.24B | $1.46B |
| Revenue growth (YoY) | +2.83% | +17.31% |
| Net income (latest FY) | $674.24M | $149.22M |
| Net margin | 54.56% | 10.25% |
| 52-week high | $50.56 | $14.26 |
| 52-week low | $34.64 | $9.36 |
| Distance from 52-week high | -7.75% | -0.42% |
| Analyst consensus | none | buy |
| Avg. price target upside | +7.63% | +2.11% |
| Average volume | 394.00K | 342.03K |
| Shares outstanding | 137.48M | 111.32M |
| Employees | 419 | 1,891 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ACT has outperformed HGTY by 10.6 percentage points over the past year.
- Hagerty trades at a higher earnings multiple (129.1x vs 9.8x trailing P/E).
- Enact offers a meaningfully higher dividend yield (1.87% vs 0.00%).
- Enact is more profitable, keeping 54.6 cents of every revenue dollar as net income versus 10.2 cents for Hagerty.
- Hagerty grew revenue faster in its latest fiscal year (+17.31% vs +2.83%).
About Enact
ACT stock →Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.
Finance · Specialty Insurers · 419 employees
About Hagerty
HGTY stock →Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom.
Finance · Specialty Insurers · 1,891 employees
ACT vs HGTY FAQ
Which is bigger, Enact or Hagerty?
Enact (ACT) is larger, with a market capitalization of $6.41B compared with $4.88B for Hagerty (HGTY).
Which stock has performed better over the past year, ACT or HGTY?
ACT returned +27.60% over the past 12 months, compared with +16.96% for HGTY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACT or HGTY?
ACT has the lower trailing P/E at 9.8, versus 129.1 for HGTY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enact or Hagerty?
Enact pays a dividend yielding 1.87%, while Hagerty does not currently pay a regular dividend.
Are Enact and Hagerty in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.