Home BancShares (HOMB) vs United Bankshares (UBSI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
United Bankshares (UBSI) has outperformed Home BancShares (HOMB) over the past year, gaining 22.7% versus a gain of 1.5%. Over five years, UBSI leads with a +26.1% price change compared with +19.0% for HOMB. United Bankshares is the larger company by market cap ($6.18 billion vs $5.65 billion), about 1.1 times the size.
On valuation, Home BancShares trades at a lower forward P/E (10.9x vs 11.7x for United Bankshares). United Bankshares offers the higher dividend yield (3.33% vs 2.94%). Home BancShares converts more of its revenue into profit, with a net margin of 43.6% versus 37.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HOMB | UBSI |
|---|---|---|
| Share price | $28.26 | $45.35 |
| Market cap | $5.65B | $6.18B |
| 1-day change | -0.77% | -0.77% |
| YTD return | +2.52% | +19.01% |
| 1-year return | +1.50% | +22.68% |
| 5-year return | +18.96% | +26.07% |
| P/E ratio (TTM) | 11.68 | 12.36 |
| Forward P/E | 10.86 | 11.73 |
| EPS (TTM) | $2.42 | $3.67 |
| Dividend yield | 2.94% | 3.33% |
| Annual dividend | $0.83 | $1.51 |
| Revenue (latest FY) | $1.09B | $1.24B |
| Revenue growth (YoY) | +7.23% | +19.58% |
| Net income (latest FY) | $475.44M | $464.60M |
| Net margin | 43.58% | 37.55% |
| 52-week high | $31.70 | $49.62 |
| 52-week low | $25.50 | $34.10 |
| Distance from 52-week high | -10.85% | -8.61% |
| Analyst consensus | buy | none |
| Avg. price target upside | +17.66% | +10.98% |
| Average volume | 1.59M | 986.20K |
| Shares outstanding | 200.05M | 136.17M |
| Employees | 2,543 | 2,740 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UBSI has outperformed HOMB by 21.2 percentage points over the past year.
- Home BancShares is more profitable, keeping 43.6 cents of every revenue dollar as net income versus 37.5 cents for United Bankshares.
- United Bankshares grew revenue faster in its latest fiscal year (+19.58% vs +7.23%).
About Home BancShares
HOMB stock →Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.
Finance · Major Banks · 2,543 employees
About United Bankshares
UBSI stock →United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
Finance · Major Banks · 2,740 employees
HOMB vs UBSI FAQ
Which is bigger, Home BancShares or United Bankshares?
United Bankshares (UBSI) is larger, with a market capitalization of $6.18B compared with $5.65B for Home BancShares (HOMB).
Which stock has performed better over the past year, HOMB or UBSI?
UBSI returned +22.68% over the past 12 months, compared with +1.50% for HOMB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HOMB or UBSI?
HOMB has the lower trailing P/E at 11.7, versus 12.4 for UBSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Home BancShares or United Bankshares?
United Bankshares has the higher yield at 3.33%, compared with 2.94% for Home BancShares.
Are Home BancShares and United Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.