HSBC (HSBC) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
HSBC (HSBC) has outperformed Provident Financial (PROV) over the past year, gaining 32.5% versus a gain of 15.6%. Over five years, HSBC leads with a +212.7% price change compared with +9.1% for PROV. HSBC is the larger company by market cap ($316.72 billion vs $115.2 million), about 2749.2 times the size.
On valuation, HSBC trades at a lower forward P/E (9.7x vs 14.6x for Provident Financial). Provident Financial offers the higher dividend yield (3.03% vs 0.81%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HSBC | PROV |
|---|---|---|
| Share price | $92.61 | $18.48 |
| Market cap | $316.72B | $115.20M |
| 1-day change | -1.17% | +0.90% |
| YTD return | +19.12% | +15.12% |
| 1-year return | +32.53% | +15.55% |
| 5-year return | +212.68% | +9.08% |
| P/E ratio (TTM) | 13.23 | 17.94 |
| Forward P/E | 9.68 | 14.55 |
| EPS (TTM) | $7.00 | $1.03 |
| Dividend yield | 0.81% | 3.03% |
| Annual dividend | $0.75 | $0.56 |
| Net income (latest FY) | $23.13B | — |
| 52-week high | $107.92 | $18.99 |
| 52-week low | $64.65 | $14.95 |
| Distance from 52-week high | -14.19% | -2.69% |
| Analyst consensus | hold | — |
| Avg. price target upside | +14.54% | — |
| Average volume | 1.37M | 13.15K |
| Shares outstanding | 3.42B | 6.23M |
| Employees | 206,161 | — |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HSBC is about 2749.2 times larger than Provident Financial by market value ($316.72B vs $115.20M).
- HSBC has outperformed PROV by 17.0 percentage points over the past year.
- Provident Financial trades at a higher earnings multiple (17.9x vs 13.2x trailing P/E).
- Provident Financial offers a meaningfully higher dividend yield (3.03% vs 0.81%).
About HSBC
HSBC stock →HSBC Holdings plc engages in the provision of banking and financial products and services worldwide. It operates through four segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking.
Finance · Savings Institutions · 206,161 employees
HSBC vs PROV FAQ
Which is bigger, HSBC or Provident Financial?
HSBC (HSBC) is larger, with a market capitalization of $316.72B compared with $115.20M for Provident Financial (PROV).
Which stock has performed better over the past year, HSBC or PROV?
HSBC returned +32.53% over the past 12 months, compared with +15.55% for PROV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HSBC or PROV?
HSBC has the lower trailing P/E at 13.2, versus 17.9 for PROV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HSBC or Provident Financial?
Provident Financial has the higher yield at 3.03%, compared with 0.81% for HSBC.
Are HSBC and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.