HSBC (HSBC) vs TFS Financial (TFSL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
HSBC (HSBC) has outperformed TFS Financial (TFSL) over the past year, gaining 29.5% versus a gain of 20.4%. Over five years, HSBC leads with a +209.0% price change compared with -19.5% for TFSL. HSBC is the larger company by market cap ($317.37 billion vs $4.53 billion), about 70.1 times the size.
On valuation, HSBC trades at a lower forward P/E (9.7x vs 41.4x for TFS Financial). TFS Financial offers the higher dividend yield (7.00% vs 0.81%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HSBC | TFSL |
|---|---|---|
| Share price | $92.80 | $16.14 |
| Market cap | $317.37B | $4.53B |
| 1-day change | +0.21% | -0.31% |
| YTD return | +17.72% | +21.00% |
| 1-year return | +29.52% | +20.37% |
| 5-year return | +209.01% | -19.53% |
| P/E ratio (TTM) | 13.26 | 44.83 |
| Forward P/E | 9.70 | 41.38 |
| EPS (TTM) | $7.00 | $0.36 |
| Dividend yield | 0.81% | 7.00% |
| Annual dividend | $0.75 | $1.13 |
| Revenue (latest FY) | — | $321.47M |
| Revenue growth (YoY) | — | +6.04% |
| Net income (latest FY) | $23.13B | $90.96M |
| Net margin | — | 28.29% |
| 52-week high | $107.92 | $19.49 |
| 52-week low | $64.65 | $12.54 |
| Distance from 52-week high | -14.01% | -17.19% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +14.31% | +13.07% |
| Average volume | 1.41M | 832.02K |
| Shares outstanding | 3.42B | 280.44M |
| Employees | 206,161 | 958 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HSBC is about 70.1 times larger than TFS Financial by market value ($317.37B vs $4.53B).
- TFS Financial trades at a higher earnings multiple (44.8x vs 13.3x trailing P/E).
- TFS Financial offers a meaningfully higher dividend yield (7.00% vs 0.81%).
About HSBC
HSBC stock →HSBC Holdings plc engages in the provision of banking and financial products and services worldwide. It operates through four segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking.
Finance · Savings Institutions · 206,161 employees
About TFS Financial
TFSL stock →TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.
Finance · Savings Institutions · 958 employees
HSBC vs TFSL FAQ
Which is bigger, HSBC or TFS Financial?
HSBC (HSBC) is larger, with a market capitalization of $317.37B compared with $4.53B for TFS Financial (TFSL).
Which stock has performed better over the past year, HSBC or TFSL?
HSBC returned +29.52% over the past 12 months, compared with +20.37% for TFSL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HSBC or TFSL?
HSBC has the lower trailing P/E at 13.3, versus 44.8 for TFSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HSBC or TFS Financial?
TFS Financial has the higher yield at 7.00%, compared with 0.81% for HSBC.
Are HSBC and TFS Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.