HomeTrust Bancshares (HTB) vs Independent Bank (IBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
HomeTrust Bancshares (HTB) has outperformed Independent Bank (IBCP) over the past year, gaining 14.3% versus a gain of 13.6%. Over five years, IBCP leads with a +62.0% price change compared with +58.4% for HTB. HomeTrust Bancshares is the larger company by market cap ($762.7 million vs $732.4 million), about 1.0 times the size.
On valuation, Independent Bank trades at a lower forward P/E (9.2x vs 10.5x for HomeTrust Bancshares). Independent Bank offers the higher dividend yield (3.04% vs 1.15%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTB | IBCP |
|---|---|---|
| Share price | $46.13 | $35.55 |
| Market cap | $762.70M | $732.42M |
| 1-day change | -0.73% | -0.67% |
| YTD return | +7.43% | +9.28% |
| 1-year return | +14.32% | +13.58% |
| 5-year return | +58.41% | +62.03% |
| P/E ratio (TTM) | 12.11 | 10.30 |
| Forward P/E | 10.48 | 9.17 |
| EPS (TTM) | $3.81 | $3.45 |
| Dividend yield | 1.15% | 3.04% |
| Annual dividend | $0.53 | $1.08 |
| 52-week high | $52.50 | $39.24 |
| 52-week low | $38.30 | $29.83 |
| Distance from 52-week high | -12.13% | -9.40% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.77% | +13.08% |
| Average volume | 193.70K | 195.49K |
| Shares outstanding | 16.53M | 20.60M |
| Employees | 585 | 735 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Independent Bank offers a meaningfully higher dividend yield (3.04% vs 1.15%).
About HomeTrust Bancshares
HTB stock →HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States.
Finance · Savings Institutions · 585 employees
About Independent Bank
IBCP stock →Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts.
Finance · Major Banks · 735 employees
HTB vs IBCP FAQ
Which is bigger, HomeTrust Bancshares or Independent Bank?
HomeTrust Bancshares (HTB) is larger, with a market capitalization of $762.70M compared with $732.42M for Independent Bank (IBCP).
Which stock has performed better over the past year, HTB or IBCP?
HTB returned +14.32% over the past 12 months, compared with +13.58% for IBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTB or IBCP?
IBCP has the lower trailing P/E at 10.3, versus 12.1 for HTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HomeTrust Bancshares or Independent Bank?
Independent Bank has the higher yield at 3.04%, compared with 1.15% for HomeTrust Bancshares.
Are HomeTrust Bancshares and Independent Bank in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for HomeTrust Bancshares and Major Banks for Independent Bank.