HomeTrust Bancshares (HTB) vs Ponce Financial Group (PDLB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Ponce Financial Group (PDLB) has outperformed HomeTrust Bancshares (HTB) over the past year, gaining 37.7% versus a gain of 14.3%. Over five years, PDLB leads with a +92.1% price change compared with +58.4% for HTB. HomeTrust Bancshares is the larger company by market cap ($724.3 million vs $485.7 million), about 1.5 times the size.
On valuation, HomeTrust Bancshares trades at a lower forward P/E (10.5x vs 11.3x for Ponce Financial Group). HomeTrust Bancshares pays a dividend yielding 1.15%, while Ponce Financial Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTB | PDLB |
|---|---|---|
| Share price | $46.13 | $20.08 |
| Market cap | $724.32M | $485.69M |
| 1-day change | -0.73% | -1.28% |
| YTD return | +7.43% | +22.81% |
| 1-year return | +14.32% | +37.72% |
| 5-year return | +58.41% | +92.12% |
| P/E ratio (TTM) | 12.11 | 14.24 |
| Forward P/E | 10.48 | 11.34 |
| EPS (TTM) | $3.81 | $1.41 |
| Dividend yield | 1.15% | 0.00% |
| Annual dividend | $0.53 | $0.00 |
| 52-week high | $52.50 | $21.10 |
| 52-week low | $38.30 | $13.91 |
| Distance from 52-week high | -12.13% | -4.83% |
| Average volume | 193.41K | 74.76K |
| Shares outstanding | 15.70M | 24.19M |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PDLB has outperformed HTB by 23.4 percentage points over the past year.
- HomeTrust Bancshares offers a meaningfully higher dividend yield (1.15% vs 0.00%).
HTB vs PDLB FAQ
Which is bigger, HomeTrust Bancshares or Ponce Financial Group?
HomeTrust Bancshares (HTB) is larger, with a market capitalization of $724.32M compared with $485.69M for Ponce Financial Group (PDLB).
Which stock has performed better over the past year, HTB or PDLB?
PDLB returned +37.72% over the past 12 months, compared with +14.32% for HTB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTB or PDLB?
HTB has the lower trailing P/E at 12.1, versus 14.2 for PDLB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HomeTrust Bancshares or Ponce Financial Group?
HomeTrust Bancshares pays a dividend yielding 1.15%, while Ponce Financial Group does not currently pay a regular dividend.
Are HomeTrust Bancshares and Ponce Financial Group in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.