Capitol Federal Financial (CFFN) vs HomeTrust Bancshares (HTB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Capitol Federal Financial (CFFN) has outperformed HomeTrust Bancshares (HTB) over the past year, gaining 34.4% versus a gain of 15.8%. Over five years, HTB leads with a +59.4% price change compared with -28.5% for CFFN. Capitol Federal Financial is the larger company by market cap ($1.04 billion vs $767.7 million), about 1.4 times the size.
On valuation, HomeTrust Bancshares trades at a lower forward P/E (10.6x vs 10.9x for Capitol Federal Financial). Capitol Federal Financial offers the higher dividend yield (4.01% vs 1.14%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFN | HTB |
|---|---|---|
| Share price | $8.47 | $46.43 |
| Market cap | $1.04B | $767.66M |
| 1-day change | +0.59% | +0.65% |
| YTD return | +24.38% | +8.13% |
| 1-year return | +34.44% | +15.79% |
| 5-year return | -28.52% | +59.44% |
| P/E ratio (TTM) | 13.03 | 12.19 |
| Forward P/E | 10.93 | 10.55 |
| EPS (TTM) | $0.65 | $3.81 |
| Dividend yield | 4.01% | 1.14% |
| Annual dividend | $0.34 | $0.53 |
| 52-week high | $9.26 | $52.50 |
| 52-week low | $5.97 | $38.30 |
| Distance from 52-week high | -8.53% | -11.56% |
| Analyst consensus | none | buy |
| Avg. price target upside | +12.16% | +19.00% |
| Average volume | 903.26K | 192.26K |
| Shares outstanding | 123.37M | 16.53M |
| Employees | 604 | 585 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFFN has outperformed HTB by 18.7 percentage points over the past year.
- Capitol Federal Financial offers a meaningfully higher dividend yield (4.01% vs 1.14%).
About Capitol Federal Financial
CFFN stock →Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.
Finance · Savings Institutions · 604 employees
About HomeTrust Bancshares
HTB stock →HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States.
Finance · Savings Institutions · 585 employees
CFFN vs HTB FAQ
Which is bigger, Capitol Federal Financial or HomeTrust Bancshares?
Capitol Federal Financial (CFFN) is larger, with a market capitalization of $1.04B compared with $767.66M for HomeTrust Bancshares (HTB).
Which stock has performed better over the past year, CFFN or HTB?
CFFN returned +34.44% over the past 12 months, compared with +15.79% for HTB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFN or HTB?
HTB has the lower trailing P/E at 12.2, versus 13.0 for CFFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capitol Federal Financial or HomeTrust Bancshares?
Capitol Federal Financial has the higher yield at 4.01%, compared with 1.14% for HomeTrust Bancshares.
Are Capitol Federal Financial and HomeTrust Bancshares in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.