Hilltop (HTH) vs Merchants Bancorp (MBIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Merchants Bancorp (MBIN) has outperformed Hilltop (HTH) over the past year, gaining 53.8% versus a gain of 12.3%. Over five years, MBIN leads with a +77.2% price change compared with +8.9% for HTH. Merchants Bancorp is the larger company by market cap ($2.28 billion vs $2.09 billion), about 1.1 times the size.
On valuation, Merchants Bancorp trades at a lower forward P/E (8.2x vs 14.7x for Hilltop). Hilltop offers the higher dividend yield (2.08% vs 0.85%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTH | MBIN |
|---|---|---|
| Share price | $36.46 | $49.58 |
| Market cap | $2.09B | $2.28B |
| 1-day change | -0.38% | +0.53% |
| YTD return | +7.84% | +44.80% |
| 1-year return | +12.27% | +53.79% |
| 5-year return | +8.86% | +77.20% |
| P/E ratio (TTM) | 13.50 | 9.96 |
| Forward P/E | 14.73 | 8.25 |
| EPS (TTM) | $2.70 | $4.98 |
| Dividend yield | 2.08% | 0.85% |
| Annual dividend | $0.76 | $0.42 |
| 52-week high | $40.41 | $56.87 |
| 52-week low | $30.78 | $30.37 |
| Distance from 52-week high | -9.77% | -12.82% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +14.29% | +29.08% |
| Average volume | 283.96K | 185.79K |
| Shares outstanding | 57.29M | 45.94M |
| Employees | 3,600 | 735 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MBIN has outperformed HTH by 41.5 percentage points over the past year.
- Hilltop trades at a higher earnings multiple (13.5x vs 10.0x trailing P/E).
- Hilltop offers a meaningfully higher dividend yield (2.08% vs 0.85%).
About Hilltop
HTH stock →Hilltop Holdings Inc. provides business and consumer banking services.
Finance · Major Banks · 3,600 employees
About Merchants Bancorp
MBIN stock →Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking.
Finance · Major Banks · 735 employees
HTH vs MBIN FAQ
Which is bigger, Hilltop or Merchants Bancorp?
Merchants Bancorp (MBIN) is larger, with a market capitalization of $2.28B compared with $2.09B for Hilltop (HTH).
Which stock has performed better over the past year, HTH or MBIN?
MBIN returned +53.79% over the past 12 months, compared with +12.27% for HTH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTH or MBIN?
MBIN has the lower trailing P/E at 10.0, versus 13.5 for HTH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Hilltop or Merchants Bancorp?
Hilltop has the higher yield at 2.08%, compared with 0.85% for Merchants Bancorp.
Are Hilltop and Merchants Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.