First Commonwealth Financial (FCF) vs Hilltop (HTH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Commonwealth Financial (FCF) has outperformed Hilltop (HTH) over the past year, gaining 18.0% versus a gain of 12.3%. Over five years, FCF leads with a +41.0% price change compared with +8.9% for HTH. Hilltop is the larger company by market cap ($2.10 billion vs $2.03 billion), about 1.0 times the size.
On valuation, First Commonwealth Financial trades at a lower forward P/E (10.3x vs 14.8x for Hilltop). First Commonwealth Financial offers the higher dividend yield (2.74% vs 2.07%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCF | HTH |
|---|---|---|
| Share price | $20.06 | $36.68 |
| Market cap | $2.03B | $2.10B |
| 1-day change | +1.01% | +0.22% |
| YTD return | +17.79% | +7.84% |
| 1-year return | +18.00% | +12.27% |
| 5-year return | +40.95% | +8.86% |
| P/E ratio (TTM) | 12.31 | 13.59 |
| Forward P/E | 10.26 | 14.82 |
| EPS (TTM) | $1.63 | $2.70 |
| Dividend yield | 2.74% | 2.07% |
| Annual dividend | $0.55 | $0.76 |
| 52-week high | $22.34 | $40.41 |
| 52-week low | $15.00 | $30.78 |
| Distance from 52-week high | -10.21% | -9.23% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +19.99% | +13.60% |
| Average volume | 891.35K | 283.96K |
| Shares outstanding | 101.06M | 57.29M |
| Employees | 1,589 | 3,600 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About First Commonwealth Financial
FCF stock →First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.
Finance · Major Banks · 1,589 employees
About Hilltop
HTH stock →Hilltop Holdings Inc. provides business and consumer banking services.
Finance · Major Banks · 3,600 employees
FCF vs HTH FAQ
Which is bigger, First Commonwealth Financial or Hilltop?
Hilltop (HTH) is larger, with a market capitalization of $2.10B compared with $2.03B for First Commonwealth Financial (FCF).
Which stock has performed better over the past year, FCF or HTH?
FCF returned +18.00% over the past 12 months, compared with +12.27% for HTH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCF or HTH?
FCF has the lower trailing P/E at 12.3, versus 13.6 for HTH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Commonwealth Financial or Hilltop?
First Commonwealth Financial has the higher yield at 2.74%, compared with 2.07% for Hilltop.
Are First Commonwealth Financial and Hilltop in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.