Hilltop (HTH) vs WaFd (WAFD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Hilltop (HTH) has outperformed WaFd (WAFD) over the past year, gaining 12.3% versus a gain of 0.2%. Over five years, HTH leads with a +8.9% price change compared with -18.2% for WAFD. WaFd is the larger company by market cap ($2.17 billion vs $2.08 billion), about 1.0 times the size.
On valuation, WaFd trades at a lower forward P/E (8.4x vs 14.6x for Hilltop). WaFd offers the higher dividend yield (3.65% vs 2.10%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTH | WAFD |
|---|---|---|
| Share price | $36.24 | $29.31 |
| Market cap | $2.08B | $2.17B |
| 1-day change | -0.98% | -0.54% |
| YTD return | +7.84% | -7.99% |
| 1-year return | +12.27% | +0.24% |
| 5-year return | +8.86% | -18.18% |
| P/E ratio (TTM) | 13.42 | 9.25 |
| Forward P/E | 14.64 | 8.35 |
| EPS (TTM) | $2.70 | $3.17 |
| Dividend yield | 2.10% | 3.65% |
| Annual dividend | $0.76 | $1.07 |
| 52-week high | $40.41 | $39.49 |
| 52-week low | $30.78 | $26.31 |
| Distance from 52-week high | -10.32% | -25.78% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +14.98% | +17.71% |
| Average volume | 283.96K | 889.87K |
| Shares outstanding | 57.29M | 74.01M |
| Employees | 3,600 | 2,055 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HTH has outperformed WAFD by 12.0 percentage points over the past year.
- Hilltop trades at a higher earnings multiple (13.4x vs 9.2x trailing P/E).
- WaFd offers a meaningfully higher dividend yield (3.65% vs 2.10%).
About Hilltop
HTH stock →Hilltop Holdings Inc. provides business and consumer banking services.
Finance · Major Banks · 3,600 employees
About WaFd
WAFD stock →WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States.
Finance · Major Banks · 2,055 employees
HTH vs WAFD FAQ
Which is bigger, Hilltop or WaFd?
WaFd (WAFD) is larger, with a market capitalization of $2.17B compared with $2.08B for Hilltop (HTH).
Which stock has performed better over the past year, HTH or WAFD?
HTH returned +12.27% over the past 12 months, compared with +0.24% for WAFD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTH or WAFD?
WAFD has the lower trailing P/E at 9.2, versus 13.4 for HTH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Hilltop or WaFd?
WaFd has the higher yield at 3.65%, compared with 2.10% for Hilltop.
Are Hilltop and WaFd in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.