Huize (HUIZ) vs XChange TEC.INC (XHG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
XChange TEC.INC (XHG) has outperformed Huize (HUIZ) over the past year, gaining 83.9% versus a loss of 69.5%. Over five years, HUIZ leads with a -88.9% price change compared with -100.0% for XHG. XChange TEC.INC is the larger company by market cap ($117.5 million vs $12.6 million), about 9.3 times the size.
On valuation, XChange TEC.INC trades at a lower trailing P/E (0.0x vs 4.3x for Huize).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HUIZ | XHG |
|---|---|---|
| Share price | $1.25 | $2.28 |
| Market cap | $12.63M | $117.53M |
| 1-day change | -3.85% | -0.87% |
| YTD return | -55.52% | +167.61% |
| 1-year return | -69.51% | +83.87% |
| 5-year return | -88.89% | -100.00% |
| P/E ratio (TTM) | 4.31 | 0.02 |
| Forward P/E | 1.75 | — |
| EPS (TTM) | $0.29 | $92.93 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $4.05 | $7.23 |
| 52-week low | $1.04 | $0.65 |
| Distance from 52-week high | -69.14% | -68.46% |
| Analyst consensus | none | — |
| Avg. price target upside | +132.80% | — |
| Average volume | 1.85M | 2.33M |
| Shares outstanding | 8.60M | 46.60M |
| Employees | 853 | 30 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- XChange TEC.INC is about 9.3 times larger than Huize by market value ($117.53M vs $12.63M).
- XHG has outperformed HUIZ by 153.4 percentage points over the past year.
- Huize trades at a higher earnings multiple (4.3x vs 0.0x trailing P/E).
About Huize
HUIZ stock →Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platforms through various internet channels in Mainland China, Hong Kong, and internationally. The company offers life and health insurance products comprising term and whole life, annuity, critical illness, reimbursement-based, and illness and disease insurance.
Finance · Specialty Insurers · 853 employees
About XChange TEC.INC
XHG stock →XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.
Finance · Specialty Insurers · 30 employees
HUIZ vs XHG FAQ
Which is bigger, Huize or XChange TEC.INC?
XChange TEC.INC (XHG) is larger, with a market capitalization of $117.53M compared with $12.63M for Huize (HUIZ).
Which stock has performed better over the past year, HUIZ or XHG?
XHG returned +83.87% over the past 12 months, compared with -69.51% for HUIZ (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HUIZ or XHG?
XHG has the lower trailing P/E at 0.0, versus 4.3 for HUIZ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Huize and XChange TEC.INC in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.