International General Insurance (IGIC) vs Exzeo Group (XZO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Exzeo Group is the larger company by market cap ($1.40 billion vs $1.05 billion), about 1.3 times the size. On valuation, International General Insurance trades at a lower forward P/E (8.1x vs 13.5x for Exzeo Group). International General Insurance pays a dividend yielding 1.41%, while Exzeo Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IGIC | XZO |
|---|---|---|
| Share price | $24.83 | $15.53 |
| Market cap | $1.05B | $1.40B |
| 1-day change | +1.18% | +2.04% |
| YTD return | -2.19% | -37.24% |
| 1-year return | +5.32% | — |
| 5-year return | +195.31% | — |
| P/E ratio (TTM) | 9.97 | 16.18 |
| Forward P/E | 8.07 | 13.50 |
| EPS (TTM) | $2.49 | $0.96 |
| Dividend yield | 1.41% | 0.00% |
| Annual dividend | $0.35 | $0.00 |
| 52-week high | $29.59 | $24.60 |
| 52-week low | $20.82 | $12.36 |
| Distance from 52-week high | -16.07% | -36.87% |
| Analyst consensus | none | none |
| Avg. price target upside | +24.85% | +67.42% |
| Average volume | 94.95K | 264.22K |
| Shares outstanding | 42.47M | 90.09M |
| Employees | 484 | 354 |
| Sector | Finance | Technology |
| Industry | Property-Casualty Insurers | Computer Software: Prepackaged Software |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Exzeo Group trades at a higher earnings multiple (16.2x vs 10.0x trailing P/E).
- International General Insurance offers a meaningfully higher dividend yield (1.41% vs 0.00%).
- The two companies sit in different sectors: International General Insurance in Finance and Exzeo Group in Technology.
About International General Insurance
IGIC stock →International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions in the United Kingdom, Europe, Central and South America, the Middle East and Africa.
Finance · Property-Casualty Insurers · 484 employees
About Exzeo Group
XZO stock →Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States.
Technology · Computer Software: Prepackaged Software · 354 employees
IGIC vs XZO FAQ
Which is bigger, International General Insurance or Exzeo Group?
Exzeo Group (XZO) is larger, with a market capitalization of $1.40B compared with $1.05B for International General Insurance (IGIC).
Which has the lower P/E ratio, IGIC or XZO?
IGIC has the lower trailing P/E at 10.0, versus 16.2 for XZO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, International General Insurance or Exzeo Group?
International General Insurance pays a dividend yielding 1.41%, while Exzeo Group does not currently pay a regular dividend.
Are International General Insurance and Exzeo Group in the same industry?
No. International General Insurance is in the Finance sector, while Exzeo Group is in Technology.