Heritage Insurance (HRTG) vs International General Insurance (IGIC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Heritage Insurance (HRTG) has outperformed International General Insurance (IGIC) over the past year, gaining 35.8% versus a gain of 8.2%. Over five years, HRTG leads with a +405.5% price change compared with +195.9% for IGIC. International General Insurance is the larger company by market cap ($1.04 billion vs $1.04 billion), about 1.0 times the size.
On valuation, Heritage Insurance trades at a lower forward P/E (6.7x vs 8.0x for International General Insurance). International General Insurance pays a dividend yielding 1.42%, while Heritage Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HRTG | IGIC |
|---|---|---|
| Share price | $34.83 | $24.59 |
| Market cap | $1.04B | $1.04B |
| 1-day change | -1.14% | -1.09% |
| YTD return | +19.04% | -1.99% |
| 1-year return | +35.84% | +8.23% |
| 5-year return | +405.52% | +195.91% |
| P/E ratio (TTM) | 5.03 | 10.00 |
| Forward P/E | 6.72 | 8.00 |
| EPS (TTM) | $6.93 | $2.46 |
| Dividend yield | 0.00% | 1.42% |
| Annual dividend | $0.00 | $0.35 |
| 52-week high | $36.50 | $29.59 |
| 52-week low | $20.48 | $20.82 |
| Distance from 52-week high | -4.58% | -16.88% |
| Analyst consensus | buy | none |
| Avg. price target upside | +11.97% | +26.07% |
| Average volume | 294.90K | 93.43K |
| Shares outstanding | 29.73M | 42.47M |
| Employees | 542 | 484 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HRTG has outperformed IGIC by 27.6 percentage points over the past year.
- International General Insurance trades at a higher earnings multiple (10.0x vs 5.0x trailing P/E).
- International General Insurance offers a meaningfully higher dividend yield (1.42% vs 0.00%).
About Heritage Insurance
HRTG stock →Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York.
Finance · Property-Casualty Insurers · 542 employees
About International General Insurance
IGIC stock →International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions in the United Kingdom, Europe, Central and South America, the Middle East and Africa.
Finance · Property-Casualty Insurers · 484 employees
HRTG vs IGIC FAQ
Which is bigger, Heritage Insurance or International General Insurance?
International General Insurance (IGIC) is larger, with a market capitalization of $1.04B compared with $1.04B for Heritage Insurance (HRTG).
Which stock has performed better over the past year, HRTG or IGIC?
HRTG returned +35.84% over the past 12 months, compared with +8.23% for IGIC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HRTG or IGIC?
HRTG has the lower trailing P/E at 5.0, versus 10.0 for IGIC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Heritage Insurance or International General Insurance?
International General Insurance pays a dividend yielding 1.42%, while Heritage Insurance does not currently pay a regular dividend.
Are Heritage Insurance and International General Insurance in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.