International General Insurance (IGIC) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
UNIVERSAL INSURANCE HOLDINGS INC (UVE) has outperformed International General Insurance (IGIC) over the past year, gaining 51.0% versus a gain of 5.3%. Over five years, UVE leads with a +234.4% price change compared with +195.3% for IGIC. UNIVERSAL INSURANCE HOLDINGS INC is the larger company by market cap ($1.26 billion vs $1.04 billion), about 1.2 times the size.
On valuation, International General Insurance trades at a lower forward P/E (8.0x vs 10.1x for UNIVERSAL INSURANCE HOLDINGS INC). International General Insurance offers the higher dividend yield (1.43% vs 1.41%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IGIC | UVE |
|---|---|---|
| Share price | $24.54 | $45.25 |
| Market cap | $1.04B | $1.26B |
| 1-day change | -1.60% | +4.00% |
| YTD return | -2.19% | +33.88% |
| 1-year return | +5.32% | +50.98% |
| 5-year return | +195.31% | +234.44% |
| P/E ratio (TTM) | 9.86 | 5.73 |
| Forward P/E | 7.98 | 10.06 |
| EPS (TTM) | $2.49 | $7.90 |
| Dividend yield | 1.43% | 1.41% |
| Annual dividend | $0.35 | $0.64 |
| 52-week high | $29.59 | $45.34 |
| 52-week low | $20.82 | $27.89 |
| Distance from 52-week high | -17.05% | -0.20% |
| Analyst consensus | — | hold |
| Avg. price target upside | — | -0.55% |
| Average volume | 95.41K | 189.16K |
| Shares outstanding | 42.47M | 27.83M |
| Employees | — | 929 |
| Sector | Finance | Financial Services |
| Industry | Property-Casualty Insurers | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UVE has outperformed IGIC by 45.7 percentage points over the past year.
- International General Insurance trades at a higher earnings multiple (9.9x vs 5.7x trailing P/E).
- The two companies sit in different sectors: International General Insurance in Finance and UNIVERSAL INSURANCE HOLDINGS INC in Financial Services.
About UNIVERSAL INSURANCE HOLDINGS INC
UVE stock →Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
Financial Services · Insurance - Property & Casualty · 929 employees
IGIC vs UVE FAQ
Which is bigger, International General Insurance or UNIVERSAL INSURANCE HOLDINGS INC?
UNIVERSAL INSURANCE HOLDINGS INC (UVE) is larger, with a market capitalization of $1.26B compared with $1.04B for International General Insurance (IGIC).
Which stock has performed better over the past year, IGIC or UVE?
UVE returned +50.98% over the past 12 months, compared with +5.32% for IGIC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, IGIC or UVE?
UVE has the lower trailing P/E at 5.7, versus 9.9 for IGIC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, International General Insurance or UNIVERSAL INSURANCE HOLDINGS INC?
International General Insurance has the higher yield at 1.43%, compared with 1.41% for UNIVERSAL INSURANCE HOLDINGS INC.
Are International General Insurance and UNIVERSAL INSURANCE HOLDINGS INC in the same industry?
No. International General Insurance is in the Finance sector, while UNIVERSAL INSURANCE HOLDINGS INC is in Financial Services.