Independent Bank (INDB) vs Bank OZK (OZK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Independent Bank (INDB) has outperformed Bank OZK (OZK) over the past year, gaining 11.0% versus a loss of 13.8%. Over five years, OZK leads with a +0.8% price change compared with -4.1% for INDB. Bank OZK is the larger company by market cap ($4.89 billion vs $3.65 billion), about 1.3 times the size.
On valuation, Bank OZK trades at a lower forward P/E (7.4x vs 9.4x for Independent Bank). Bank OZK offers the higher dividend yield (4.06% vs 3.19%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | INDB | OZK |
|---|---|---|
| Share price | $77.12 | $44.86 |
| Market cap | $3.65B | $4.89B |
| 1-day change | -1.39% | +2.98% |
| YTD return | +5.53% | -2.52% |
| 1-year return | +10.96% | -13.78% |
| 5-year return | -4.10% | +0.76% |
| P/E ratio (TTM) | 13.82 | 7.40 |
| Forward P/E | 9.36 | 7.41 |
| EPS (TTM) | $5.58 | $6.06 |
| Dividend yield | 3.19% | 4.06% |
| Annual dividend | $2.46 | $1.82 |
| Revenue (latest FY) | $857.52M | — |
| Revenue growth (YoY) | +24.32% | — |
| Net income (latest FY) | $205.12M | — |
| Net margin | 23.92% | — |
| 52-week high | $87.50 | $53.39 |
| 52-week low | $63.33 | $42.37 |
| Distance from 52-week high | -11.86% | -15.98% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +21.15% | +19.88% |
| Average volume | 358.03K | 1.21M |
| Shares outstanding | 47.37M | 109.04M |
| Employees | 2,294 | 3,286 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- INDB has outperformed OZK by 24.7 percentage points over the past year.
- Independent Bank trades at a higher earnings multiple (13.8x vs 7.4x trailing P/E).
About Independent Bank
INDB stock →Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States.
Finance · Major Banks · 2,294 employees
About Bank OZK
OZK stock →Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Finance · Major Banks · 3,286 employees
INDB vs OZK FAQ
Which is bigger, Independent Bank or Bank OZK?
Bank OZK (OZK) is larger, with a market capitalization of $4.89B compared with $3.65B for Independent Bank (INDB).
Which stock has performed better over the past year, INDB or OZK?
INDB returned +10.96% over the past 12 months, compared with -13.78% for OZK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, INDB or OZK?
OZK has the lower trailing P/E at 7.4, versus 13.8 for INDB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Independent Bank or Bank OZK?
Bank OZK has the higher yield at 4.06%, compared with 3.19% for Independent Bank.
Are Independent Bank and Bank OZK in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.