Ames National (ATLO) vs Isabella Bank (ISBA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Ames National (ATLO) has outperformed Isabella Bank (ISBA) over the past year, gaining 59.0% versus a gain of 5.8%. Over five years, ISBA leads with a +45.7% price change compared with +35.6% for ATLO. Isabella Bank is the larger company by market cap ($293.4 million vs $283.3 million), about 1.0 times the size.
On valuation, Isabella Bank trades at a lower forward P/E (9.7x vs 11.3x for Ames National). Isabella Bank offers the higher dividend yield (2.91% vs 2.75%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLO | ISBA |
|---|---|---|
| Share price | $31.98 | $38.46 |
| Market cap | $283.25M | $293.41M |
| 1-day change | +0.28% | +1.16% |
| YTD return | +38.89% | -23.96% |
| 1-year return | +58.97% | +5.76% |
| 5-year return | +35.64% | +45.67% |
| P/E ratio (TTM) | 12.40 | 14.19 |
| Forward P/E | 11.34 | 9.74 |
| EPS (TTM) | $2.58 | $2.71 |
| Dividend yield | 2.75% | 2.91% |
| Annual dividend | $0.88 | $1.12 |
| 52-week high | $32.86 | $58.83 |
| 52-week low | $19.56 | $33.24 |
| Distance from 52-week high | -2.68% | -34.63% |
| Analyst consensus | none | none |
| Avg. price target upside | +3.19% | +11.80% |
| Average volume | 32.52K | 58.42K |
| Shares outstanding | 8.86M | 7.63M |
| Employees | 261 | 341 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLO has outperformed ISBA by 53.2 percentage points over the past year.
About Ames National
ATLO stock →Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit.
Finance · Major Banks · 261 employees
About Isabella Bank
ISBA stock →Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services.
Finance · Major Banks · 341 employees
ATLO vs ISBA FAQ
Which is bigger, Ames National or Isabella Bank?
Isabella Bank (ISBA) is larger, with a market capitalization of $293.41M compared with $283.25M for Ames National (ATLO).
Which stock has performed better over the past year, ATLO or ISBA?
ATLO returned +58.97% over the past 12 months, compared with +5.76% for ISBA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ATLO or ISBA?
ATLO has the lower trailing P/E at 12.4, versus 14.2 for ISBA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ames National or Isabella Bank?
Isabella Bank has the higher yield at 2.91%, compared with 2.75% for Ames National.
Are Ames National and Isabella Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.