Jefferson Capital (JCAP) vs World Acceptance (WRLD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Jefferson Capital (JCAP) has outperformed World Acceptance (WRLD) over the past year, gaining 10.9% versus a loss of 0.2%. Jefferson Capital is the larger company by market cap ($1.15 billion vs $822.3 million), about 1.4 times the size. On valuation, Jefferson Capital trades at a lower forward P/E (6.5x vs 11.7x for World Acceptance).
Jefferson Capital pays a dividend yielding 2.40%, while World Acceptance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JCAP | WRLD |
|---|---|---|
| Share price | $20.02 | $176.44 |
| Market cap | $1.15B | $822.28M |
| 1-day change | +0.81% | -0.29% |
| YTD return | -10.38% | +25.68% |
| 1-year return | +10.85% | -0.16% |
| 5-year return | — | -9.29% |
| P/E ratio (TTM) | 22.00 | 22.22 |
| Forward P/E | 6.51 | 11.65 |
| EPS (TTM) | $0.91 | $7.94 |
| Dividend yield | 2.40% | 0.00% |
| Annual dividend | $0.48 | $0.00 |
| 52-week high | $24.44 | $227.68 |
| 52-week low | $15.50 | $110.00 |
| Distance from 52-week high | -18.09% | -22.51% |
| Analyst consensus | none | none |
| Avg. price target upside | +40.86% | +19.02% |
| Average volume | 325.58K | 91.78K |
| Shares outstanding | 57.43M | 4.66M |
| Employees | 1,120 | 2,907 |
| Sector | Finance | Finance |
| Industry | Finance Companies | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- JCAP has outperformed WRLD by 11.0 percentage points over the past year.
- Jefferson Capital offers a meaningfully higher dividend yield (2.40% vs 0.00%).
About Jefferson Capital
JCAP stock →Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America.
Finance · Finance Companies · 1,120 employees
About World Acceptance
WRLD stock →World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Finance · Finance: Consumer Services · 2,907 employees
JCAP vs WRLD FAQ
Which is bigger, Jefferson Capital or World Acceptance?
Jefferson Capital (JCAP) is larger, with a market capitalization of $1.15B compared with $822.28M for World Acceptance (WRLD).
Which stock has performed better over the past year, JCAP or WRLD?
JCAP returned +10.85% over the past 12 months, compared with -0.16% for WRLD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, JCAP or WRLD?
JCAP has the lower trailing P/E at 22.0, versus 22.2 for WRLD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Jefferson Capital or World Acceptance?
Jefferson Capital pays a dividend yielding 2.40%, while World Acceptance does not currently pay a regular dividend.
Are Jefferson Capital and World Acceptance in the same industry?
Both are in the Finance sector, but in different industries: Finance Companies for Jefferson Capital and Finance: Consumer Services for World Acceptance.