James River Group (JRVR) vs NI (NODK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
NI (NODK) has outperformed James River Group (JRVR) over the past year, gaining 11.0% versus a loss of 33.9%. Over five years, NODK leads with a -25.7% price change compared with -90.7% for JRVR. NI is the larger company by market cap ($301.8 million vs $167.9 million), about 1.8 times the size.
On valuation, James River Group trades at a lower trailing P/E (9.3x vs 38.9x for NI). James River Group pays a dividend yielding 1.10%, while NI does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JRVR | NODK |
|---|---|---|
| Share price | $3.63 | $14.79 |
| Market cap | $167.88M | $301.79M |
| 1-day change | +0.28% | -0.67% |
| YTD return | -43.08% | +11.20% |
| 1-year return | -33.94% | +11.04% |
| 5-year return | -90.70% | -25.72% |
| P/E ratio (TTM) | 9.31 | 38.92 |
| Forward P/E | 3.98 | — |
| EPS (TTM) | $0.39 | $0.38 |
| Dividend yield | 1.10% | 0.00% |
| Annual dividend | $0.04 | $0.00 |
| 52-week high | $7.20 | $16.70 |
| 52-week low | $3.36 | $12.37 |
| Distance from 52-week high | -49.58% | -11.44% |
| Analyst consensus | none | — |
| Avg. price target upside | +30.30% | — |
| Average volume | 271.08K | 25.97K |
| Shares outstanding | 46.25M | 20.40M |
| Employees | 576 | 166 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NODK has outperformed JRVR by 45.0 percentage points over the past year.
- NI trades at a higher earnings multiple (38.9x vs 9.3x trailing P/E).
- James River Group offers a meaningfully higher dividend yield (1.10% vs 0.00%).
About James River Group
JRVR stock →James River Group Holdings, Inc. provides specialty insurance services.
Finance · Property-Casualty Insurers · 576 employees
About NI
NODK stock →NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, dwelling, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies.
Finance · Property-Casualty Insurers · 166 employees
JRVR vs NODK FAQ
Which is bigger, James River Group or NI?
NI (NODK) is larger, with a market capitalization of $301.79M compared with $167.88M for James River Group (JRVR).
Which stock has performed better over the past year, JRVR or NODK?
NODK returned +11.04% over the past 12 months, compared with -33.94% for JRVR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, JRVR or NODK?
JRVR has the lower trailing P/E at 9.3, versus 38.9 for NODK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, James River Group or NI?
James River Group pays a dividend yielding 1.10%, while NI does not currently pay a regular dividend.
Are James River Group and NI in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.