Kentucky First Federal Bancorp (KFFB) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Kentucky First Federal Bancorp (KFFB) has outperformed Provident Financial (PROV) over the past year, gaining 43.3% versus a gain of 15.6%. Over five years, PROV leads with a +9.1% price change compared with -21.8% for KFFB. Provident Financial is the larger company by market cap ($115.2 million vs $48.4 million), about 2.4 times the size.
On valuation, Provident Financial trades at a lower trailing P/E (17.9x vs 25.0x for Kentucky First Federal Bancorp). Provident Financial pays a dividend yielding 3.03%, while Kentucky First Federal Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KFFB | PROV |
|---|---|---|
| Share price | $5.99 | $18.48 |
| Market cap | $48.44M | $115.20M |
| 1-day change | +4.17% | +0.90% |
| YTD return | +21.72% | +15.12% |
| 1-year return | +43.29% | +15.55% |
| 5-year return | -21.82% | +9.08% |
| P/E ratio (TTM) | 24.96 | 17.94 |
| Forward P/E | — | 14.55 |
| EPS (TTM) | $0.24 | $1.03 |
| Dividend yield | 3.53% | 3.03% |
| Annual dividend | $0.00 | $0.56 |
| 52-week high | $6.46 | $18.99 |
| 52-week low | $2.97 | $14.95 |
| Distance from 52-week high | -7.28% | -2.69% |
| Average volume | 6.87K | 13.15K |
| Shares outstanding | 8.09M | 6.23M |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Provident Financial is about 2.4 times larger than Kentucky First Federal Bancorp by market value ($115.20M vs $48.44M).
- KFFB has outperformed PROV by 27.7 percentage points over the past year.
- Kentucky First Federal Bancorp trades at a higher earnings multiple (25.0x vs 17.9x trailing P/E).
KFFB vs PROV FAQ
Which is bigger, Kentucky First Federal Bancorp or Provident Financial?
Provident Financial (PROV) is larger, with a market capitalization of $115.20M compared with $48.44M for Kentucky First Federal Bancorp (KFFB).
Which stock has performed better over the past year, KFFB or PROV?
KFFB returned +43.29% over the past 12 months, compared with +15.55% for PROV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KFFB or PROV?
PROV has the lower trailing P/E at 17.9, versus 25.0 for KFFB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Kentucky First Federal Bancorp or Provident Financial?
Kentucky First Federal Bancorp has the higher yield at 3.53%, compared with 3.03% for Provident Financial.
Are Kentucky First Federal Bancorp and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.