MetaCap

Lakeland Financial (LKFN) vs National Bank (NBHC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

National Bank (NBHC) has outperformed Lakeland Financial (LKFN) over the past year, losing 0.7% versus a loss of 9.2%. Over five years, NBHC leads with a -7.8% price change compared with -23.7% for LKFN. National Bank is the larger company by market cap ($1.68 billion vs $1.41 billion), about 1.2 times the size.

On valuation, National Bank trades at a lower forward P/E (9.6x vs 12.6x for Lakeland Financial). Lakeland Financial offers the higher dividend yield (3.62% vs 3.35%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LKFN-9.24%NBHC-0.70%
+24%+5%-15%
Oct 8, 20251 yearOct 8, 2026
LKFN-23.42%NBHC-9.91%
+20%-12%-45%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LKFN versus NBHC key metrics
MetricLKFNNBHC
Share price$56.84$37.93
Market cap$1.41B$1.68B
1-day change-1.06%-0.65%
YTD return+0.68%+0.45%
1-year return-9.24%-0.70%
5-year return-23.70%-7.76%
P/E ratio (TTM)13.0415.94
Forward P/E12.619.61
EPS (TTM)$4.36$2.38
Dividend yield3.62%3.35%
Annual dividend$2.06$1.27
Revenue (latest FY)—$47.10M
Revenue growth (YoY)—+2.86%
Net income (latest FY)—$109.57M
Net margin—232.64%
52-week high$64.55$47.28
52-week low$54.36$35.06
Distance from 52-week high-11.94%-19.78%
Analyst consensusholdbuy
Avg. price target upside+17.00%+18.64%
Average volume172.26K441.49K
Shares outstanding24.86M44.29M
Employees6951,250
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About Lakeland Financial

LKFN stock →

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.

Finance · Major Banks · 695 employees

About National Bank

NBHC stock →

National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits.

Finance · Major Banks · 1,250 employees

LKFN vs NBHC FAQ

Which is bigger, Lakeland Financial or National Bank?

National Bank (NBHC) is larger, with a market capitalization of $1.68B compared with $1.41B for Lakeland Financial (LKFN).

Which stock has performed better over the past year, LKFN or NBHC?

NBHC returned -0.70% over the past 12 months, compared with -9.24% for LKFN (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, LKFN or NBHC?

LKFN has the lower trailing P/E at 13.0, versus 15.9 for NBHC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Lakeland Financial or National Bank?

Lakeland Financial has the higher yield at 3.62%, compared with 3.35% for National Bank.

Are Lakeland Financial and National Bank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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