Lemonade (LMND) vs NMI (NMIH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
NMI (NMIH) has outperformed Lemonade (LMND) over the past year, gaining 12.8% versus a loss of 15.5%. Over five years, NMIH leads with a +64.7% price change compared with -28.3% for LMND. Lemonade is the larger company by market cap ($3.61 billion vs $3.03 billion), about 1.2 times the size.
NMI converts more of its revenue into profit, with a net margin of 55.1% versus -22.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LMND | NMIH |
|---|---|---|
| Share price | $46.64 | $40.34 |
| Market cap | $3.61B | $3.03B |
| 1-day change | -0.59% | -0.68% |
| YTD return | -34.10% | -0.44% |
| 1-year return | -15.48% | +12.84% |
| 5-year return | -28.33% | +64.75% |
| P/E ratio (TTM) | — | 7.94 |
| Forward P/E | — | 7.31 |
| EPS (TTM) | $-1.82 | $5.08 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $737.90M | $706.44M |
| Revenue growth (YoY) | +40.15% | +8.52% |
| Net income (latest FY) | $-165.50M | $388.93M |
| Net margin | -22.43% | 55.05% |
| 52-week high | $99.90 | $46.74 |
| 52-week low | $43.28 | $34.84 |
| Distance from 52-week high | -53.32% | -13.70% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +25.31% | +23.61% |
| Average volume | 1.21M | 564.87K |
| Shares outstanding | 77.40M | 75.22M |
| Employees | 1,282 | 225 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NMIH has outperformed LMND by 28.3 percentage points over the past year.
- NMI is more profitable, keeping 55.1 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
- Lemonade grew revenue faster in its latest fiscal year (+40.15% vs +8.52%).
About Lemonade
LMND stock →Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.
Finance · Property-Casualty Insurers · 1,282 employees
About NMI
NMIH stock →NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators.
Finance · Property-Casualty Insurers · 225 employees
LMND vs NMIH FAQ
Which is bigger, Lemonade or NMI?
Lemonade (LMND) is larger, with a market capitalization of $3.61B compared with $3.03B for NMI (NMIH).
Which stock has performed better over the past year, LMND or NMIH?
NMIH returned +12.84% over the past 12 months, compared with -15.48% for LMND (price return, excluding dividends). Past performance does not predict future results.
Are Lemonade and NMI in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.