Lemonade (LMND) vs Palomar (PLMR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Palomar (PLMR) has outperformed Lemonade (LMND) over the past year, gaining 9.9% versus a loss of 14.9%. Over five years, PLMR leads with a +55.2% price change compared with -28.4% for LMND. Lemonade is the larger company by market cap ($3.63 billion vs $3.48 billion), about 1.0 times the size, while Palomar is growing revenue faster (+58.2% vs +40.2%).
Palomar converts more of its revenue into profit, with a net margin of 22.5% versus -22.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LMND | PLMR |
|---|---|---|
| Share price | $46.91 | $131.44 |
| Market cap | $3.63B | $3.48B |
| 1-day change | +0.17% | +3.64% |
| YTD return | -34.21% | -5.89% |
| 1-year return | -14.95% | +9.86% |
| 5-year return | -28.45% | +55.17% |
| P/E ratio (TTM) | — | 17.69 |
| Forward P/E | — | 11.57 |
| EPS (TTM) | $-1.82 | $7.43 |
| Dividend yield | 0.00% | 1.42% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $737.90M | $875.97M |
| Revenue growth (YoY) | +40.15% | +58.16% |
| Net income (latest FY) | $-165.50M | $197.07M |
| Net margin | -22.43% | 22.50% |
| 52-week high | $99.90 | $147.62 |
| 52-week low | $43.28 | $100.81 |
| Distance from 52-week high | -53.04% | -10.96% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +24.58% | +23.25% |
| Average volume | 1.20M | 241.99K |
| Shares outstanding | 77.40M | 26.50M |
| Employees | 1,282 | 439 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PLMR has outperformed LMND by 24.8 percentage points over the past year.
- Palomar offers a meaningfully higher dividend yield (1.42% vs 0.00%).
- Palomar is more profitable, keeping 22.5 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
- Palomar grew revenue faster in its latest fiscal year (+58.16% vs +40.15%).
About Lemonade
LMND stock →Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.
Finance · Property-Casualty Insurers · 1,282 employees
About Palomar
PLMR stock →Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products.
Finance · Property-Casualty Insurers · 439 employees
LMND vs PLMR FAQ
Which is bigger, Lemonade or Palomar?
Lemonade (LMND) is larger, with a market capitalization of $3.63B compared with $3.48B for Palomar (PLMR).
Which stock has performed better over the past year, LMND or PLMR?
PLMR returned +9.86% over the past 12 months, compared with -14.95% for LMND (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Lemonade or Palomar?
Palomar pays a dividend yielding 1.42%, while Lemonade does not currently pay a regular dividend.
Are Lemonade and Palomar in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.