Live Oak Bancshares (LOB) vs Origin Bancorp (OBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Origin Bancorp (OBK) has outperformed Live Oak Bancshares (LOB) over the past year, gaining 49.4% versus a loss of 2.9%. Over five years, OBK leads with a +20.8% price change compared with -51.5% for LOB. Origin Bancorp is the larger company by market cap ($1.61 billion vs $1.58 billion), about 1.0 times the size.
On valuation, Live Oak Bancshares trades at a lower forward P/E (8.1x vs 11.8x for Origin Bancorp). Origin Bancorp offers the higher dividend yield (1.34% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LOB | OBK |
|---|---|---|
| Share price | $34.17 | $52.29 |
| Market cap | $1.58B | $1.61B |
| 1-day change | -0.26% | -0.07% |
| YTD return | -0.26% | +39.11% |
| 1-year return | -2.86% | +49.40% |
| 5-year return | -51.51% | +20.83% |
| P/E ratio (TTM) | 11.99 | 16.44 |
| Forward P/E | 8.09 | 11.82 |
| EPS (TTM) | $2.85 | $3.18 |
| Dividend yield | 0.35% | 1.34% |
| Annual dividend | $0.12 | $0.70 |
| 52-week high | $44.53 | $55.57 |
| 52-week low | $29.36 | $32.13 |
| Distance from 52-week high | -23.27% | -5.91% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +27.30% | +13.23% |
| Average volume | 217.42K | 172.99K |
| Shares outstanding | 46.28M | 30.85M |
| Employees | 1,027 | 988 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OBK has outperformed LOB by 52.3 percentage points over the past year.
- Origin Bancorp trades at a higher earnings multiple (16.4x vs 12.0x trailing P/E).
About Live Oak Bancshares
LOB stock →Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States.
Finance · Major Banks · 1,027 employees
About Origin Bancorp
OBK stock →Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi.
Finance · Major Banks · 988 employees
LOB vs OBK FAQ
Which is bigger, Live Oak Bancshares or Origin Bancorp?
Origin Bancorp (OBK) is larger, with a market capitalization of $1.61B compared with $1.58B for Live Oak Bancshares (LOB).
Which stock has performed better over the past year, LOB or OBK?
OBK returned +49.40% over the past 12 months, compared with -2.86% for LOB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LOB or OBK?
LOB has the lower trailing P/E at 12.0, versus 16.4 for OBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Live Oak Bancshares or Origin Bancorp?
Origin Bancorp has the higher yield at 1.34%, compared with 0.35% for Live Oak Bancshares.
Are Live Oak Bancshares and Origin Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.