Live Oak Bancshares (LOB) vs QCR (QCRH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
QCR (QCRH) has outperformed Live Oak Bancshares (LOB) over the past year, gaining 31.6% versus a loss of 3.5%. Over five years, QCRH leads with a +87.4% price change compared with -51.1% for LOB. Live Oak Bancshares is the larger company by market cap ($1.60 billion vs $1.59 billion), about 1.0 times the size, while QCR is growing revenue faster (+6.4% vs +1.1%).
On valuation, Live Oak Bancshares trades at a lower forward P/E (8.2x vs 10.9x for QCR). Live Oak Bancshares offers the higher dividend yield (0.35% vs 0.33%). Live Oak Bancshares converts more of its revenue into profit, with a net margin of 1114.4% versus 34.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LOB | QCRH |
|---|---|---|
| Share price | $34.48 | $97.21 |
| Market cap | $1.60B | $1.59B |
| 1-day change | -0.26% | -1.35% |
| YTD return | +0.64% | +18.30% |
| 1-year return | -3.52% | +31.61% |
| 5-year return | -51.07% | +87.45% |
| P/E ratio (TTM) | 12.10 | 11.50 |
| Forward P/E | 8.17 | 10.85 |
| EPS (TTM) | $2.85 | $8.45 |
| Dividend yield | 0.35% | 0.33% |
| Annual dividend | $0.12 | $0.32 |
| Revenue (latest FY) | $9.50M | $369.54M |
| Revenue growth (YoY) | +1.06% | +6.40% |
| Net income (latest FY) | $105.87M | $127.19M |
| Net margin | 1114.43% | 34.42% |
| 52-week high | $44.53 | $108.11 |
| 52-week low | $29.36 | $66.65 |
| Distance from 52-week high | -22.57% | -10.08% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +23.98% | +13.67% |
| Average volume | 220.47K | 118.56K |
| Shares outstanding | 46.28M | 16.38M |
| Employees | 1,027 | 1,001 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- QCRH has outperformed LOB by 35.1 percentage points over the past year.
- Live Oak Bancshares is more profitable, keeping 1114.4 cents of every revenue dollar as net income versus 34.4 cents for QCR.
- QCR grew revenue faster in its latest fiscal year (+6.40% vs +1.06%).
About Live Oak Bancshares
LOB stock →Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States.
Finance · Major Banks · 1,027 employees
About QCR
QCRH stock →QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits.
Finance · Major Banks · 1,001 employees
LOB vs QCRH FAQ
Which is bigger, Live Oak Bancshares or QCR?
Live Oak Bancshares (LOB) is larger, with a market capitalization of $1.60B compared with $1.59B for QCR (QCRH).
Which stock has performed better over the past year, LOB or QCRH?
QCRH returned +31.61% over the past 12 months, compared with -3.52% for LOB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LOB or QCRH?
QCRH has the lower trailing P/E at 11.5, versus 12.1 for LOB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Live Oak Bancshares or QCR?
Live Oak Bancshares has the higher yield at 0.35%, compared with 0.33% for QCR.
Are Live Oak Bancshares and QCR in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.