Live Oak Bancshares (LOB) vs TriCo Bancshares (TCBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TriCo Bancshares (TCBK) has outperformed Live Oak Bancshares (LOB) over the past year, gaining 17.1% versus a loss of 2.9%. Over five years, TCBK leads with a +17.9% price change compared with -51.5% for LOB. TriCo Bancshares is the larger company by market cap ($1.66 billion vs $1.60 billion), about 1.0 times the size.
On valuation, Live Oak Bancshares trades at a lower forward P/E (8.2x vs 11.9x for TriCo Bancshares). TriCo Bancshares offers the higher dividend yield (2.77% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LOB | TCBK |
|---|---|---|
| Share price | $34.57 | $51.91 |
| Market cap | $1.60B | $1.66B |
| 1-day change | +0.90% | +1.33% |
| YTD return | -0.26% | +8.15% |
| 1-year return | -2.86% | +17.10% |
| 5-year return | -51.51% | +17.93% |
| P/E ratio (TTM) | 12.13 | 12.45 |
| Forward P/E | 8.19 | 11.87 |
| EPS (TTM) | $2.85 | $4.17 |
| Dividend yield | 0.35% | 2.77% |
| Annual dividend | $0.12 | $1.44 |
| 52-week high | $44.53 | $61.71 |
| 52-week low | $29.36 | $40.44 |
| Distance from 52-week high | -22.37% | -15.88% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +25.83% | +14.64% |
| Average volume | 217.42K | 365.69K |
| Shares outstanding | 46.28M | 31.97M |
| Employees | 1,027 | 1,114 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TCBK has outperformed LOB by 20.0 percentage points over the past year.
- TriCo Bancshares offers a meaningfully higher dividend yield (2.77% vs 0.35%).
About Live Oak Bancshares
LOB stock →Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States.
Finance · Major Banks · 1,027 employees
About TriCo Bancshares
TCBK stock →TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts.
Finance · Major Banks · 1,114 employees
LOB vs TCBK FAQ
Which is bigger, Live Oak Bancshares or TriCo Bancshares?
TriCo Bancshares (TCBK) is larger, with a market capitalization of $1.66B compared with $1.60B for Live Oak Bancshares (LOB).
Which stock has performed better over the past year, LOB or TCBK?
TCBK returned +17.10% over the past 12 months, compared with -2.86% for LOB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LOB or TCBK?
LOB has the lower trailing P/E at 12.1, versus 12.4 for TCBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Live Oak Bancshares or TriCo Bancshares?
TriCo Bancshares has the higher yield at 2.77%, compared with 0.35% for Live Oak Bancshares.
Are Live Oak Bancshares and TriCo Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.