Lufax (LU) vs Navient (NAVI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Navient (NAVI) has outperformed Lufax (LU) over the past year, losing 28.3% versus a loss of 73.9%. Over five years, NAVI leads with a -54.8% price change compared with -96.2% for LU. Lufax is the larger company by market cap ($850.6 million vs $847.8 million), about 1.0 times the size.
On valuation, Lufax trades at a lower forward P/E (5.1x vs 9.3x for Navient). Navient pays a dividend yielding 7.08%, while Lufax does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LU | NAVI |
|---|---|---|
| Share price | $0.9814 | $9.04 |
| Market cap | $850.57M | $847.81M |
| 1-day change | -2.83% | +1.23% |
| YTD return | -60.55% | -30.46% |
| 1-year return | -73.90% | -28.25% |
| 5-year return | -96.19% | -54.75% |
| Forward P/E | 5.10 | 9.30 |
| EPS (TTM) | $-0.37 | $-0.50 |
| Dividend yield | 0.00% | 7.08% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $4.03 | $13.48 |
| 52-week low | $0.956 | $7.33 |
| Distance from 52-week high | -75.65% | -32.94% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +153.72% | -1.22% |
| Average volume | 1.09M | 1.21M |
| Shares outstanding | 866.69M | 93.78M |
| Employees | 29,136 | 670 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Investment Bankers/Brokers/Service |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NAVI has outperformed LU by 45.6 percentage points over the past year.
- Navient offers a meaningfully higher dividend yield (7.08% vs 0.00%).
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Finance · Finance: Consumer Services · 29,136 employees
About Navient
NAVI stock →Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending.
Finance · Investment Bankers/Brokers/Service · 670 employees
LU vs NAVI FAQ
Which is bigger, Lufax or Navient?
Lufax (LU) is larger, with a market capitalization of $850.57M compared with $847.81M for Navient (NAVI).
Which stock has performed better over the past year, LU or NAVI?
NAVI returned -28.25% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Lufax or Navient?
Navient pays a dividend yielding 7.08%, while Lufax does not currently pay a regular dividend.
Are Lufax and Navient in the same industry?
Both are in the Finance sector, but in different industries: Finance: Consumer Services for Lufax and Investment Bankers/Brokers/Service for Navient.