Lufax (LU) vs Qfin (QFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Lufax (LU) has outperformed Qfin (QFIN) over the past year, losing 73.9% versus a loss of 78.1%. Over five years, QFIN leads with a -69.8% price change compared with -96.2% for LU. Lufax is the larger company by market cap ($850.6 million vs $751.4 million), about 1.1 times the size.
On valuation, Qfin trades at a lower forward P/E (2.2x vs 5.1x for Lufax). Qfin pays a dividend yielding 136.76%, while Lufax does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LU | QFIN |
|---|---|---|
| Share price | $0.9814 | $6.18 |
| Market cap | $850.57M | $751.38M |
| 1-day change | -2.83% | -2.98% |
| YTD return | -60.55% | -67.93% |
| 1-year return | -73.90% | -78.13% |
| 5-year return | -96.19% | -69.82% |
| P/E ratio (TTM) | — | 1.48 |
| Forward P/E | 5.10 | 2.15 |
| EPS (TTM) | $-0.36 | $4.18 |
| Dividend yield | 0.00% | 136.76% |
| Annual dividend | $0.00 | $8.45 |
| 52-week high | $4.03 | $28.99 |
| 52-week low | $0.956 | $6.13 |
| Distance from 52-week high | -75.65% | -78.68% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +153.72% | +139.64% |
| Average volume | 1.09M | 2.08M |
| Shares outstanding | 866.69M | 121.58M |
| Employees | 29,136 | 3,557 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Qfin offers a meaningfully higher dividend yield (136.76% vs 0.00%).
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Financial Services · Credit Services · 29,136 employees
About Qfin
QFIN stock →Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Financial Services · Credit Services · 3,557 employees
LU vs QFIN FAQ
Which is bigger, Lufax or Qfin?
Lufax (LU) is larger, with a market capitalization of $850.57M compared with $751.38M for Qfin (QFIN).
Which stock has performed better over the past year, LU or QFIN?
LU returned -73.90% over the past 12 months, compared with -78.13% for QFIN (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Lufax or Qfin?
Qfin pays a dividend yielding 136.76%, while Lufax does not currently pay a regular dividend.
Are Lufax and Qfin in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.