LexinFintech (LX) vs Vroom (VRM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Vroom (VRM) has outperformed LexinFintech (LX) over the past year, losing 65.6% versus a loss of 86.6%. LexinFintech is the larger company by market cap ($114.1 million vs $46.9 million), about 2.4 times the size. LexinFintech pays a dividend yielding 185.10%, while Vroom does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LX | VRM |
|---|---|---|
| Share price | $0.6926 | $8.96 |
| Market cap | $114.13M | $46.90M |
| 1-day change | -3.07% | +1.13% |
| YTD return | -78.82% | -54.93% |
| 1-year return | -86.55% | -65.63% |
| 5-year return | -87.68% | — |
| P/E ratio (TTM) | 0.81 | — |
| Forward P/E | 1.74 | — |
| EPS (TTM) | $0.85 | $-11.23 |
| Dividend yield | 185.10% | 0.00% |
| Annual dividend | $1.28 | $0.00 |
| 52-week high | $5.94 | $27.75 |
| 52-week low | $0.676 | $6.80 |
| Distance from 52-week high | -88.34% | -67.71% |
| Analyst consensus | buy | — |
| Avg. price target upside | +207.54% | — |
| Average volume | 3.35M | 27.11K |
| Shares outstanding | 129.12M | 5.23M |
| Employees | 7,169 | 649 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- LexinFintech is about 2.4 times larger than Vroom by market value ($114.13M vs $46.90M).
- VRM has outperformed LX by 20.9 percentage points over the past year.
- LexinFintech offers a meaningfully higher dividend yield (185.10% vs 0.00%).
About LexinFintech
LX stock →LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms.
Financial Services · Credit Services · 7,169 employees
About Vroom
VRM stock →Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand.
Financial Services · Credit Services · 649 employees
LX vs VRM FAQ
Which is bigger, LexinFintech or Vroom?
LexinFintech (LX) is larger, with a market capitalization of $114.13M compared with $46.90M for Vroom (VRM).
Which stock has performed better over the past year, LX or VRM?
VRM returned -65.63% over the past 12 months, compared with -86.55% for LX (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, LexinFintech or Vroom?
LexinFintech pays a dividend yielding 185.10%, while Vroom does not currently pay a regular dividend.
Are LexinFintech and Vroom in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.