LexinFintech (LX) vs Western Union (WU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Western Union (WU) has outperformed LexinFintech (LX) over the past year, losing 21.8% versus a loss of 86.6%. Over five years, WU leads with a -70.2% price change compared with -87.7% for LX. Western Union is the larger company by market cap ($1.96 billion vs $118.1 million), about 16.6 times the size.
On valuation, LexinFintech trades at a lower forward P/E (1.8x vs 4.2x for Western Union). LexinFintech offers the higher dividend yield (178.85% vs 14.98%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LX | WU |
|---|---|---|
| Share price | $0.7168 | $6.28 |
| Market cap | $118.12M | $1.96B |
| 1-day change | +3.49% | -0.87% |
| YTD return | -78.82% | -32.01% |
| 1-year return | -86.55% | -21.76% |
| 5-year return | -87.68% | -70.23% |
| P/E ratio (TTM) | 0.84 | 5.10 |
| Forward P/E | 1.80 | 4.16 |
| EPS (TTM) | $0.85 | $1.23 |
| Dividend yield | 178.85% | 14.98% |
| Annual dividend | $1.28 | $0.94 |
| Revenue (latest FY) | — | $4.05B |
| Revenue growth (YoY) | — | -3.78% |
| Net income (latest FY) | — | $499.60M |
| Gross margin | — | 37.03% |
| Operating margin | — | 18.70% |
| Net margin | — | 12.33% |
| 52-week high | $5.94 | $10.35 |
| 52-week low | $0.676 | $5.87 |
| Distance from 52-week high | -87.93% | -39.37% |
| Analyst consensus | buy | underperform |
| Avg. price target upside | +197.15% | +8.37% |
| Average volume | 3.35M | 9.97M |
| Shares outstanding | 129.12M | 311.88M |
| Employees | 7,169 | 9,600 |
| Sector | Finance | Consumer Discretionary |
| Industry | Finance: Consumer Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Western Union is about 16.6 times larger than LexinFintech by market value ($1.96B vs $118.12M).
- WU has outperformed LX by 64.8 percentage points over the past year.
- Western Union trades at a higher earnings multiple (5.1x vs 0.8x trailing P/E).
- LexinFintech offers a meaningfully higher dividend yield (178.85% vs 14.98%).
- The two companies sit in different sectors: LexinFintech in Finance and Western Union in Consumer Discretionary.
About LexinFintech
LX stock →LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms.
Finance · Finance: Consumer Services · 7,169 employees
About Western Union
WU stock →The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services.
Consumer Discretionary · Business Services · 9,600 employees
LX vs WU FAQ
Which is bigger, LexinFintech or Western Union?
Western Union (WU) is larger, with a market capitalization of $1.96B compared with $118.12M for LexinFintech (LX).
Which stock has performed better over the past year, LX or WU?
WU returned -21.76% over the past 12 months, compared with -86.55% for LX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LX or WU?
LX has the lower trailing P/E at 0.8, versus 5.1 for WU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, LexinFintech or Western Union?
LexinFintech has the higher yield at 178.85%, compared with 14.98% for Western Union.
Are LexinFintech and Western Union in the same industry?
No. LexinFintech is in the Finance sector, while Western Union is in Consumer Discretionary.