Lloyds Banking Group Plc (LYG) vs Banco Santander S.A. Sponsored (SAN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Banco Santander S.A. Sponsored (SAN) has outperformed Lloyds Banking Group Plc (LYG) over the past year, gaining 33.3% versus a gain of 16.2%. Over five years, SAN leads with a +245.6% price change compared with +100.7% for LYG. Banco Santander S.A. Sponsored is the larger company by market cap ($195.18 billion vs $77.25 billion), about 2.5 times the size.
On valuation, Lloyds Banking Group Plc trades at a lower forward P/E (8.4x vs 9.4x for Banco Santander S.A. Sponsored). Banco Santander S.A. Sponsored offers the higher dividend yield (0.93% vs 0.74%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LYG | SAN |
|---|---|---|
| Share price | $5.38 | $13.48 |
| Market cap | $77.25B | $195.18B |
| 1-day change | -0.37% | -1.32% |
| YTD return | +1.51% | +14.92% |
| 1-year return | +16.20% | +33.33% |
| 5-year return | +100.75% | +245.64% |
| P/E ratio (TTM) | 12.51 | 13.09 |
| Forward P/E | 8.37 | 9.42 |
| EPS (TTM) | $0.43 | $1.03 |
| Dividend yield | 0.74% | 0.93% |
| Annual dividend | $0.04 | $0.125 |
| 52-week high | $6.34 | $15.05 |
| 52-week low | $4.42 | $9.62 |
| Distance from 52-week high | -15.14% | -10.43% |
| Analyst consensus | buy | none |
| Avg. price target upside | +22.30% | +9.72% |
| Average volume | 14.49M | 12.40M |
| Shares outstanding | 14.36B | 14.48B |
| Employees | 60,061 | 185,279 |
| Sector | Financial Services | Finance |
| Industry | Banks - Regional | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Banco Santander S.A. Sponsored is about 2.5 times larger than Lloyds Banking Group Plc by market value ($195.18B vs $77.25B).
- SAN has outperformed LYG by 17.1 percentage points over the past year.
- The two companies sit in different sectors: Lloyds Banking Group Plc in Financial Services and Banco Santander S.A. Sponsored in Finance.
About Lloyds Banking Group Plc
LYG stock →Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.
Financial Services · Banks - Regional · 60,061 employees
About Banco Santander S.A. Sponsored
SAN stock →Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide.
Finance · Commercial Banks · 185,279 employees
LYG vs SAN FAQ
Which is bigger, Lloyds Banking Group Plc or Banco Santander S.A. Sponsored?
Banco Santander S.A. Sponsored (SAN) is larger, with a market capitalization of $195.18B compared with $77.25B for Lloyds Banking Group Plc (LYG).
Which stock has performed better over the past year, LYG or SAN?
SAN returned +33.33% over the past 12 months, compared with +16.20% for LYG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LYG or SAN?
LYG has the lower trailing P/E at 12.5, versus 13.1 for SAN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Lloyds Banking Group Plc or Banco Santander S.A. Sponsored?
Banco Santander S.A. Sponsored has the higher yield at 0.93%, compared with 0.74% for Lloyds Banking Group Plc.
Are Lloyds Banking Group Plc and Banco Santander S.A. Sponsored in the same industry?
No. Lloyds Banking Group Plc is in the Financial Services sector, while Banco Santander S.A. Sponsored is in Finance.