Lloyds Banking Group Plc (LYG) vs U.S. Bancorp (USB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Lloyds Banking Group Plc (LYG) has outperformed U.S. Bancorp (USB) over the past year, gaining 19.2% versus a gain of 18.3%. Over five years, LYG leads with a +101.5% price change compared with -6.7% for USB. U.S. Bancorp is the larger company by market cap ($87.52 billion vs $77.54 billion), about 1.1 times the size.
On valuation, Lloyds Banking Group Plc trades at a lower forward P/E (8.4x vs 9.7x for U.S. Bancorp). U.S. Bancorp offers the higher dividend yield (3.70% vs 0.74%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LYG | USB |
|---|---|---|
| Share price | $5.40 | $56.17 |
| Market cap | $77.54B | $87.52B |
| 1-day change | -2.88% | -1.95% |
| YTD return | +1.89% | +5.27% |
| 1-year return | +19.21% | +18.25% |
| 5-year return | +101.49% | -6.74% |
| P/E ratio (TTM) | 12.86 | 11.44 |
| Forward P/E | 8.40 | 9.67 |
| EPS (TTM) | $0.42 | $4.91 |
| Dividend yield | 0.74% | 3.70% |
| Annual dividend | $0.04 | $2.08 |
| Revenue (latest FY) | — | $28.66B |
| Revenue growth (YoY) | — | +4.37% |
| Net income (latest FY) | — | $7.57B |
| Net margin | — | 26.42% |
| 52-week high | $6.34 | $66.08 |
| 52-week low | $4.42 | $45.02 |
| Distance from 52-week high | -14.83% | -15.00% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.85% | +22.84% |
| Average volume | 14.49M | 7.45M |
| Shares outstanding | 14.36B | 1.56B |
| Employees | 60,061 | 70,000 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- U.S. Bancorp offers a meaningfully higher dividend yield (3.70% vs 0.74%).
About Lloyds Banking Group Plc
LYG stock →Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.
Finance · Commercial Banks · 60,061 employees
About U.S. Bancorp
USB stock →U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.
Finance · Major Banks · 70,000 employees
LYG vs USB FAQ
Which is bigger, Lloyds Banking Group Plc or U.S. Bancorp?
U.S. Bancorp (USB) is larger, with a market capitalization of $87.52B compared with $77.54B for Lloyds Banking Group Plc (LYG).
Which stock has performed better over the past year, LYG or USB?
LYG returned +19.21% over the past 12 months, compared with +18.25% for USB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LYG or USB?
USB has the lower trailing P/E at 11.4, versus 12.9 for LYG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Lloyds Banking Group Plc or U.S. Bancorp?
U.S. Bancorp has the higher yield at 3.70%, compared with 0.74% for Lloyds Banking Group Plc.
Are Lloyds Banking Group Plc and U.S. Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Commercial Banks for Lloyds Banking Group Plc and Major Banks for U.S. Bancorp.