Truist Financial (TFC) vs U.S. Bancorp (USB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
U.S. Bancorp (USB) has outperformed Truist Financial (TFC) over the past year, gaining 18.3% versus a gain of 1.0%. Over five years, USB leads with a -6.7% price change compared with -25.6% for TFC. U.S. Bancorp is the larger company by market cap ($87.52 billion vs $55.68 billion), about 1.6 times the size, while Truist Financial is growing revenue faster (+53.0% vs +4.4%).
On valuation, Truist Financial trades at a lower forward P/E (9.1x vs 9.7x for U.S. Bancorp). Truist Financial offers the higher dividend yield (4.56% vs 3.70%). U.S. Bancorp converts more of its revenue into profit, with a net margin of 26.4% versus 26.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | TFC | USB |
|---|---|---|
| Share price | $45.58 | $56.17 |
| Market cap | $55.68B | $87.52B |
| 1-day change | -1.45% | -1.95% |
| YTD return | -7.25% | +5.31% |
| 1-year return | +0.98% | +18.31% |
| 5-year return | -25.59% | -6.70% |
| P/E ratio (TTM) | 10.48 | 11.21 |
| Forward P/E | 9.13 | 9.68 |
| EPS (TTM) | $4.35 | $5.01 |
| Dividend yield | 4.56% | 3.70% |
| Annual dividend | $2.08 | $2.08 |
| Revenue (latest FY) | $20.32B | $28.66B |
| Revenue growth (YoY) | +53.03% | +4.37% |
| Net income (latest FY) | $5.31B | $7.57B |
| Net margin | 26.12% | 26.42% |
| 52-week high | $56.20 | $66.08 |
| 52-week low | $40.78 | $45.02 |
| Distance from 52-week high | -18.90% | -15.00% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +19.15% | +22.84% |
| Average volume | 7.31M | 7.45M |
| Shares outstanding | 1.22B | 1.56B |
| Employees | 37,849 | 70,000 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- USB has outperformed TFC by 17.3 percentage points over the past year.
- Truist Financial grew revenue faster in its latest fiscal year (+53.03% vs +4.37%).
About Truist Financial
TFC stock →Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking.
Finance · Major Banks · 37,849 employees
About U.S. Bancorp
USB stock →U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.
Finance · Major Banks · 70,000 employees
TFC vs USB FAQ
Which is bigger, Truist Financial or U.S. Bancorp?
U.S. Bancorp (USB) is larger, with a market capitalization of $87.52B compared with $55.68B for Truist Financial (TFC).
Which stock has performed better over the past year, TFC or USB?
USB returned +18.31% over the past 12 months, compared with +0.98% for TFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, TFC or USB?
TFC has the lower trailing P/E at 10.5, versus 11.2 for USB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Truist Financial or U.S. Bancorp?
Truist Financial has the higher yield at 4.56%, compared with 3.70% for U.S. Bancorp.
Are Truist Financial and U.S. Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.